Merced County property record for 407 Ward Rd, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1994 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $299,000 (May 2005) |
| Tax Bill | $2,037 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 428-103-023-000 |
| Primary APN | 428-103-023-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 1,730 sqft |
| 1st Floor Area | 1,284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Lot Area | 6,400 sqft (0.147 acres) |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 428-103-023 |
|---|---|
| Street Address | 407 WARD RD |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | JO-LIN PK MAN 1 LOT 99 |
| Legal Subdivision | JO LIN PARK MANOR 01 |
| Legal Lot Number | 99 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2306 |
407 Ward Rd is owned by a company that acquired it in December 2008.
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2136 LOCUST CT, HUGHSON, CA 95326-9652 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2005 · Amount on File |
| Deed Sale | May 19, 2005 · Amount on File |
| Prior Sale | Apr 29, 2005 · Amount on File |
| Deed Document Number | 200537551 |
| Last Transfer Date | Dec 1, 2008 |
| Transfer Doc | 0000062156 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 407 Ward Rd was $2,037.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $160,757 (+2%) Land $53,583 Building $107,174 | |
| 2025 | $2,037.00 | $157,606 Land $52,533 Building $105,073 |
| 2023 | $1,937.00 (+2.32%) | $151,488 Land $50,494 Building $100,994 |
| 2022 | $1,893.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 407 Ward Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 Ward Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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