427 Todd Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 427 Todd Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 2019
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,841 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`086024004004001018`

Property Details

APN / Parcel Number

Primary APN	`086024004004001018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,637 sqft Living Area
1st Floor Area	1,637 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	160 ft deep x 70 ft wide

Location & Zoning

Street Address	427 TODD LN
City	MOUNT VERNON
State	MO
Zip	65712-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18, FINAL PLAT OF MEADOWVIEW ESTS PHS ONE- MT VERNON
Legal Range	27
Legal Township	28
Legal Section	24
Legal Subdivision	MEADOWVIEW ESTATES PHASE ONE
Legal Lot Number	18
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2049
Census Tract	470201

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 TODD LN, MOUNT VERNON, MO 65712-7501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
May 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 18, 2025	Warranty Deed, Transfer
Nov 7, 2019	Warranty Deed, Transfer · Line of Credit COMMUNITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026
Deed Sale	May 27, 2026
Prior Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	20262784
Deed Book / Page	2026 / 2784
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	427 TODD LN, MOUNT VERNON, MO 65712-7501
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 TODD IN, MOUNT VERNON, MO 65712

Mortgage

Document Number	00457/2663
Date	May 3, 2021
Book Page	457/2663
Instrument	2021-00002673

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	427 TODD LN, MOUNT VERNON, MO 65712-7501
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	00458/1558
Date	Mar 18, 2022
Book Page	458/1558
Instrument	2022-00001568

Lender

Name	ARVEST BANK
Type	Bank
Address	AURORA, MO 65605

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 16, 2047

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	427 TODD LN, MOUNT VERNON, MO 65712-7501
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	00458/4841
Date	Aug 17, 2022
Book Page	458/4841
Instrument	2022-00004875

Lender

Name	ARVEST BANK
Type	Bank
Address	AURORA, MO 65605

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	427 TODD LN, MOUNT VERNON, MO 65712-7501
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 TODD IN, MOUNT VERNON, MO 65712

Mortgage

Document Number	000460/736
Date	Feb 22, 2024
Book Page	460/736
Instrument	2024000738

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Margin	3
Max Rate	12.2%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 27, 2026
Property Address	427 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	0000002784
Book / Page	2026 / 2784
Instrument Date	May 26, 2026
Instrument	20262784
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 TODD LN, MOUNT VERNON, MO 65712-7501
Investor	Possibly a Property Investor

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 18, 2025
Property Address	427 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	02025/3962
Book / Page	2025 / 3962
Instrument Date	Aug 15, 2025
Instrument	2025003962
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 TODD LN, MOUNT VERNON, MO 65712-7501

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Nov 7, 2019
Property Address	427 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	00455/5076
Book / Page	455 / 5076
Instrument Date	Nov 5, 2019
Instrument	2019-00005163
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	427 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	0004555077
Date	Nov 7, 2019
Instrument	455/5077

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,450 (-) Land $3,150 Building $34,300
2025	$1,841.00 (+0.05%)	$37,450 (+9.89%) Land $3,150 Building $34,300	$179,368 (-)
2024	$1,840.00 (+9.26%)
2023	$1,684.00 (+7.06%)	$34,080 Land $3,150 Building $30,930	$179,368
2022	$1,573.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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