402 Todd Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 402 Todd Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,839 sqft · built 2006
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Individual Names on File
Last Sale	$241,143 (Apr 2023)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`086024004014002000`

Property Details

APN / Parcel Number

Primary APN	`086024004014002000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,839 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,600 sqft (0.243 acres)
Lot Dimensions	100 ft deep x 106 ft wide

Location & Zoning

Street Address	402 TODD LN
City	MOUNT VERNON
State	MO
Zip	65712-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2, QUAIL RUN ESTATES PHS 3 FINAL PLAT - MT VERNON
Legal Range	27
Legal Township	28
Legal Section	24
Legal Subdivision	QUAIL RUN ESTATES
Legal Lot Number	2
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2049
Census Tract	470201

Owner

402 Todd Ln is owned and occupied by two individuals who bought it in April 2023.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 TODD LN, MOUNT VERNON, MO 65712-7501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 30, 2019	Warranty Deed, Transfer · VA Mortgage MID MISSOURI BANK
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	20231285
Deed Book / Page	459 / 1263
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 3, 2023
Property Address	402 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	00459/1263
Book / Page	459 / 1263
Instrument Date	Mar 30, 2023
Instrument	2023001285
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	0004591264
Date	Apr 3, 2023
Instrument	459/1264

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	402 TODD LN, MOUNT VERNON, MO 65712-7501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	456/6149
Date	Dec 3, 2020
Book Page	456/6149
Instrument	2020-00006191

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Sep 30, 2019
Property Address	402 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	455/4408
Book / Page	455 / 4408
Instrument Date	Sep 27, 2019
Instrument	2019-00004481
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	201900004482
Date	Sep 30, 2019
Instrument	2019-00004482

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Sep 18, 2017
Property Address	402 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	453/4182
Book / Page	453 / 4182
Instrument Date	Sep 18, 2017
Instrument	2017-00004659
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	201700004660
Date	Sep 18, 2017
Instrument	2017-00004660

Lender

Name	CENTRAL BANK OF THE OZARKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 402 Todd Ln was $2,017, up % from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,040 (-) Land $3,150 Building $37,890
2025	$2,017.00 (+0.05%)	$41,040 Land $3,150 Building $37,890	$196,368
2024	$2,016.00 (+9.39%)
2023	$1,843.00 (+7.09%)	$37,310 Land $3,150 Building $34,160	$196,368
2022	$1,721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Todd Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Todd Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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