403 Todd Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 403 Todd Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2006
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual on Record
Last Sale	$159,600 (May 2023)
Tax Bill	$1,553 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086024004013001030`

Property Details

APN / Parcel Number

Primary APN	`086024004013001030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide

Location & Zoning

Street Address	403 TODD LN
City	MOUNT VERNON
State	MO
Zip	65712-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 30, QUAIL RUN ESTATES PHS 2 FINAL PLAT - MT VERNON
Legal Range	27
Legal Township	28
Legal Section	24
Legal Subdivision	QUAIL RUN ESTATES
Legal Lot Number	30
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2049
Census Tract	470201

Owner

Source: Lawrence County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	403 TODD LN, MOUNT VERNON, MO 65712-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	20232222
Deed Book / Page	459 / 2189
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 30, 2023
Property Address	403 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	00459/2189
Book / Page	459 / 2189
Instrument Date	May 26, 2023
Instrument	2023002222
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	0004592190
Date	May 30, 2023
Instrument	459/2190

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jun 22, 2021
Property Address	403 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	00457/3818
Book / Page	457 / 3818
Instrument Date	Jun 21, 2021
Instrument	2021-00003841
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	00457/3819
Date	Jun 22, 2021
Book Page	457/3819
Instrument	2021-00003842

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,610 (-) Land $3,150 Building $28,460
2025	$1,553.00	$31,610 (+9.68%) Land $3,150 Building $28,460	$151,684 (-)
2024	$1,553.00 (+9.06%)
2023	$1,424.00 (+6.99%)	$28,820 Land $3,150 Building $25,670	$151,684
2022	$1,331.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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