406 Todd Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 406 Todd Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2006
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086024004014001000`

Property Details

APN / Parcel Number

Primary APN	`086024004014001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	406 TODD LN
City	MOUNT VERNON
State	MO
Zip	65712-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1, QUAIL RUN ESTATES PHS 3 FINAL PLAT - MT VERNON
Legal Range	27
Legal Township	28
Legal Section	24
Legal Subdivision	QUAIL RUN ESTATES
Legal Lot Number	1
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2049
Census Tract	470201

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 TODD LN, MOUNT VERNON, MO 65712-7501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Mar 1, 2021	Beneficiary Deed, Transfer
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage MID MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021
Deed Sale	Mar 1, 2021
Prior Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	20211149
Deed Book / Page	457 / 1146
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	00457/1146
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	406 TODD LN, MOUNT VERNON, MO 65712-7501
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	000458/668
Date	Feb 7, 2022
Book Page	458/668
Instrument	2022-00000671

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LAWRENCE MO
Recording Date	Mar 1, 2021
Property Address	406 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	00457/1146
Book / Page	457 / 1146
Instrument Date	Feb 25, 2021
Instrument	2021-00001149
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 S ELLIS ST APT 63, 63, WEBB CITY, MO 64870-2944

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Oct 26, 2018
Property Address	406 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	00454/4890
Book / Page	454 / 4890
Instrument Date	Oct 26, 2018
Instrument	2018-00005074
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005075
Date	Oct 26, 2018
Instrument	2018-00005075

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,600 (-) Land $3,150 Building $29,450
2025	$1,602.00	$32,600 (+9.73%) Land $3,150 Building $29,450	$156,368 (-)
2024	$1,602.00 (+9.13%)
2023	$1,468.00 (+6.92%)	$29,710 Land $3,150 Building $26,560	$156,368
2022	$1,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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