Schenectady County and Schenectady City property record for 427 Schenectady St, Schenectady, NY 12307
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,192 sqft · built 1900 |
| Lot Size | 0.094 acres (4,118 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,250 (May 2005) |
| Tax Bill | $4,937 (2026) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.32-4-20 |
| Primary APN | 421500 49.32-4-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 3,192 sqft Total Area |
| 1st Floor Area | 1,596 sqft |
| 2nd Floor Area | 1,596 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,118 sqft (0.094 acres) |
| Lot Dimensions | 142 ft deep x 29 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 460 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 427 SCHENECTADY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1712 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF 2 WD |
| Legal Block | 4 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21002 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 427 SCHENECTADY ST, SCHENECTADY, NY 12307-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2005 · Amount on Record |
| Deed Sale | May 5, 2005 · Amount on Record |
| Deed Book / Page | 1705 / 207 |
| Last Transfer Date | Apr 26, 2023 |
| Transfer Doc | 0000027104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 11, 2023 |
| Property Address | 427 SCHENECTADY ST, SCHENECTADY, NY 12307-1712 |
| Document Number | 0000027104 |
| Book / Page | 2107 / 653 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 202327104 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 427 SCHENECTADY ST, SCHENECTADY, NY 12307-1712 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 427 SCHENECTADY ST, SCHENECTADY, NY 12307-1712 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,937.00 (+5.18%) Homeowner's exemption | ||
| 2025 | $4,694.00 (+12.78%) | $83,100 (-) Land $12,500 Building $70,600 | $137,606 (+30.82%) Land $20,699 Building $116,907 |
| 2023 | $83,100 (-) Land $12,500 Building $70,600 | $105,190 (+3.8%) Land $15,823 Building $89,367 | |
| 2022 | $83,100 Land $12,500 Building $70,600 | $101,341 Land $15,244 Building $86,097 | |
| 2021 | $4,162.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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