419 Schenectady St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 419 Schenectady St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,944 sqft · built 1900
Lot Size	0.108 acres (4,733 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2022)
Tax Bill	$5,382 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-4-23`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-4-23`
Alternative APN	`150004903200040230000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,944 sqft Total Area
1st Floor Area	948 sqft
2nd Floor Area	996 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,733 sqft (0.108 acres)
Lot Dimensions	142 ft deep x 33.3 ft wide
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	419 SCHENECTADY ST
City	SCHENECTADY
State	NY
Zip	12307-1712
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Subdivision	FAIR GROUND PROPERTY
Legal Block	4
Legal Lot Number	23.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 LAFAYETTE ST, SCHENECTADY, NY 12305-2033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 3, 2019	Warranty Deed, Transfer NEW WORLD ABSTRACT COMPANY, NEW YORK ABS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	20221633
Deed Book / Page	2076 / 123
Prior Transfer Date	Jan 11, 2006
Prior Transfer Doc	1728000076
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 11, 2022
Property Address	419 SCHENECTADY ST, SCHENECTADY, NY 12307-1712
Document Number	0000001633
Book / Page	2076 / 123
Instrument Date	Jan 5, 2022
Instrument	202201633
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1426 RICHARD ST, 1426, SCHENECTADY, NY 12303-1328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAFAYETTE ST, SCHENECTADY, NY 12305-2033

Mortgage

Document Number	0000001634
Date	Jan 11, 2022
Instrument	202201634

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 3, 2019
Property Address	419 SCHENECTADY ST, SCHENECTADY, NY 12307-1712
Document Number	0000024450
Book / Page	002012 / 000192
Instrument Date	May 22, 2019
Instrument	24450
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NEW WORLD ABSTRACT COMPANY, NEW YORK ABS CO

Transaction

Amount	Amount Recorded
Tax	$272.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 RICHARD ST SCHENECTADY NY 123031328, SCHENECTADY, NY 12303-1328

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,382.00 (+3.68%)
2025	$5,191.00 (+50.29%)	$83,700 (-) Land $7,600 Building $76,100	$138,599 (+30.82%) Land $12,585 Building $126,014
2023		$83,700 (+65.47%) Land $7,600 Building $76,100	$105,949 (+71.76%) Land $9,620 Building $96,329
2022		$50,582 Land $7,600 Building $42,982	$61,685 Land $9,268 Building $52,417
2021	$3,454.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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