431 Schenectady St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 431 Schenectady St, Schenectady, NY 12307

Property Summary

Property TypeResidential Vacant Land
Details6 bd · 2 ba · 2,366 sqft · built 1900
Lot Size0.097 acres (4,260 sqft)
OwnerIndividual Name on Record
Last Sale$500 (Aug 2018)
Deeds & MortgagesMar 2019 Transfer
Mar 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 49.32-4-18

Property Details

APN / Parcel Number

Primary APN421500 49.32-4-18
Alternative APN
  • 150004903200040180000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,366 sqft Living Area
1st Floor Area1,183 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,260 sqft (0.097 acres)
Lot Dimensions142 ft deep x 30 ft wide
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address431 SCHENECTADY ST
CitySCHENECTADY
StateNY
Zip12307-1712
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code02 - SINGL
Legal Description2 WOOD
Legal Block4
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2002
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 JAY ST, SCHENECTADY, NY 12305-1905
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2019Correction Deed
NOT AVAILABLE
Mar 6, 2019Quit Claim Deed, Transfer
Quitclaim
Aug 22, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2018 · Amount on Record
Deed SaleAug 22, 2018 · Amount on Record
Prior SaleOct 30, 2012 · Amount on Record
Deed Document Number201837634
Deed Book / Page1994 / 319
Last Transfer DateMar 14, 2019
Transfer Doc0000011685
Record UpdatedJun 8, 2026

March 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2019
Property Address431 SCHENECTADY ST, SCHENECTADY, NY 12307-1712
Document Number0000011685
Book / Page002007 / 000512
Instrument DateMar 14, 2019
Instrument11685
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2019
Property Address431 SCHENECTADY ST, SCHENECTADY, NY 12307-1712
Document Number0000009779
Book / Page002006 / 000871
Instrument DateMar 6, 2019
Instrument9779
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateAug 22, 2018
Property Address431 SCHENECTADY ST, SCHENECTADY, NY 12307-1712
Document Number0000037634
Book / Page001994 / 000319
Instrument DateAug 22, 2018
Instrument37634
Transaction TypeForeclosure
Record UpdatedSep 10, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$7,400 (-) Land $7,400$12,254 (+30.82%) Land $12,254
2023$7,400 Land $7,400$9,367 Land $9,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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