424 Schenectady St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 424 Schenectady St, Schenectady, NY 12307 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,260 sqft · built 1910
Lot Size	0.067 acres (2,958 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (May 2007)
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-3-23`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-3-23`
Alternative APN	`150004903200030230000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,260 sqft Total Area
1st Floor Area	1,130 sqft
2nd Floor Area	1,130 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,958 sqft (0.067 acres)
Lot Dimensions	88.8 ft deep x 33.3 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 SCHENECTADY ST
City	SCHENECTADY
State	NY
Zip	12307-1713
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	23.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2003
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.32-3-23

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 EAGLE ST, SCHENECTADY, NY 12307-1104
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2007 · Amount on Record
Deed Sale	May 25, 2007 · Amount on Record
Prior Sale	Dec 20, 2006
Deed Book / Page	1760 / 211
Record Updated	Jun 08, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 22, 2021
Property Address	424 SCHENECTADY ST, SCHENECTADY, NY 12307-1713
Document Number	0000034913
Book / Page	2063 / 371
Instrument Date	Jun 28, 2021
Instrument	202134913
Transaction Type	Transfer
Record Updated	Aug 04, 2021
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8934 120TH ST, 8934, RICHMOND HILL, NY 11418-3211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 EAGLE ST, SCHENECTADY, NY 12307-1104

Mortgage

Document Number	0000034914
Date	Jul 22, 2021
Instrument	202134914

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,748.00 (+7.48%)	$97,300 (-) Land $14,600 Building $82,700	$161,119 (+30.82%) Land $24,176 Building $136,943
2023		$97,300 (-) Land $14,600 Building $82,700	$123,165 (+3.8%) Land $18,481 Building $104,684
2022		$97,300 Land $14,600 Building $82,700	$118,659 Land $17,805 Building $100,854
2021	$5,348.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.