422 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 422 Atlantic Ave, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 1,300 sqft · built 1968
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Aug 2025)
Tax Bill	$8,014 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WEST M:167 B:63`

Property Details

APN / Parcel Number

Primary APN	`WEST M:167 B:63`
Alternative APNs	`M:167 B:63 L` `1012397`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,300 sqft Living Area
Gross Area	3,414 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1012397
Street Address	422 ATLANTIC AVE
City	WESTERLY
State	RI
Zip	02891-4336
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	63
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1005
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:167 B:63

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 CHURCH ST, INCHESTER, MA
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2025 · Amount on Record
Deed Sale	Aug 01, 2025 · Amount on Record
Deed Document Number	20252523
Deed Book / Page	2025 / 10529
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 01, 2025
Property Address	422 ATLANTIC AVE, WESTERLY, RI 02891-4336
Document Number	2025-10529
Book / Page	2025 / 10529
Instrument Date	Aug 01, 2025
Instrument	2025-2523
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 CHURCH ST, INCHESTER, MA

Mortgage

Document Number	0020252524
Date	Aug 01, 2025
Instrument	2025-2524

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Aug 01, 2032
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,014.00 (+2.69%)	$1,127,200 (+38.95%) Land $883,800 Building $243,400
2023	$7,804.00 (+0.63%)	$811,200 (-) Land $595,200 Building $216,000
2022	$7,755.00	$811,200 Land $595,200 Building $216,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured (50 under condo master policies) 99 of 456 individual policies on primary residences
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Flood Events	Hurricane Sandy (Nov 2012), 86 claims Severe Storms And Flooding (Mar 2010), 9 claims Hurricane Bob (Aug 1991), 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.