427 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 427 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Residential Vacant Land
Details	1,464 sqft · built 1929
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$349,013 (Nov 2024)
Tax Bill	$3,270 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-0120-01070-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01070-000`

Interior

Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	427 15TH AVE S
City	FARGO
State	ND
Zip	58103-4310
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SR3
Legal Description	LOT: 113 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 113
Legal Subdivision	BELMONT PARK
Legal Lot Number	113
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1030
Census Tract	901

Owner

427 15th Ave S, residential vacant land, is owned and occupied by two individuals who bought it in November 2024.

Source: Cass County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	427 15TH AVE S, FARGO, ND 58103-4310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP
Jan 4, 2024	Warranty Deed, Transfer FM TITLE
Oct 20, 2022	Warranty Deed, Transfer THE TITLE COMPANY COMMERCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	Jul 26, 2024
Deed Document Number	20241724263
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	427 15TH AVE S, FARGO, ND 58103-4310
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001680594
Date	Nov 29, 2022
Instrument	1680594

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	MOORHEAD, MN 56560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Aug 18, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jan 4, 2024
Property Address	427 15TH AVE S, FARGO, ND 58103-4310
Document Number	0001704317
Instrument Date	Dec 29, 2023
Instrument	1704317
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3262 OAK RIDGE LOOP E, WEST FARGO, ND 58078-8482
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 20, 2022
Property Address	427 15TH AVE S, FARGO, ND 58103-4310
Document Number	0001677924
Instrument Date	Oct 19, 2022
Instrument	1677924
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	THE TITLE COMPANY COMMERCIAL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 1 2 BROADWAY N #203 # 203, 203, FARGO, ND 58102

Tax Assessment & Valuation

The 2025 property tax bill for 427 15th Ave S was $3,270.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,270.00	$180,300 Land $20,250 Building $160,050	$360,600 Land $40,500 Building $320,100
2023	$406.00 (-1.46%)	$14,200 (-) Land $14,200	$28,400 (-) Land $28,400
2022	$412.00	$14,200 Land $14,200	$28,400 Land $28,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 427 15th Ave S in Zone X, an area of moderate flood risk, though there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 15th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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