436 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 436 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1948
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$133,200 (May 2006)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`01-0120-01500-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01500-000`

Interior

Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	436 15TH AVE S
City	FARGO
State	ND
Zip	58103-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 162 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 162 & E10' LOT 163
Legal Subdivision	BELMONT PARK
Legal Lot Number	162-163
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1029
Census Tract	901

Owner

436 15th Ave S is owned and occupied by two individuals who bought it in May 2006.

Source: Cass County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	436 15TH AVE S, FARGO, ND 58103-4311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Sep 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATE CITY BANK
Apr 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2006 · Amount on File
Deed Sale	May 1, 2006 · Amount on File
Deed Document Number	20061169573
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	Jun 22, 2026
Property Address	436 15TH AVE S, FARGO, ND 58103-4311
Document Number	0001761092
Instrument Date	May 15, 2026
Instrument	20261761092
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	436 15TH AVE S, FARGO, ND 58103-4311
Investor	Possibly a Property Investor

Mortgage

Document Number	0001761092,
Date	Jun 22, 2026
Instrument	20261761092

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	436 15TH AVE S, FARGO, ND 58103-4311
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001621179
Date	Feb 2, 2021
Instrument	1621179

Lender

Name	GATE CITY BANK
Type	Bank
Address	JAMESTOWN, ND 58402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	436 15TH AVE S, FARGO, ND 58103-4311
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001676285
Date	Sep 28, 2022
Instrument	1676285

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 20, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	436 15TH AVE S, FARGO, ND 58103-4311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001535883
Date	Apr 27, 2018
Instrument	1535883

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	May 20, 2025

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	436 15TH AVE S, FARGO, ND 58103-4311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001611371
Date	Nov 5, 2020
Instrument	1611371

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	186 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 436 15th Ave S was $1,500.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00	$114,150 Land $21,900 Building $92,250	$228,300 Land $43,800 Building $184,500
2023	$2,882.00	$106,700 Land $21,900 Building $84,800	$213,400 Land $43,800 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 15th Ave S in Zone X, an area of moderate flood risk, though there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 15th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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