426 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 426 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1951
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Dec 2024)
Tax Bill	$794 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-0120-01480-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01480-000`

Interior

Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	426 15TH AVE S
City	FARGO
State	ND
Zip	58103-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 159 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK W20' LOT 159 & E30' LOT 160
Legal Subdivision	BELMONT PARK
Legal Lot Number	159-160
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1029
Census Tract	901

Owner

426 15th Ave S is owned and occupied by two individuals who bought it in December 2024.

Source: Cass County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 15TH AVE S, FARGO, ND 58103-4311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · FHA Mortgage WESTERN STATE BANK
Jun 24, 2019	Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on File
Deed Sale	Dec 2, 2024 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	20241725009
Prior Transfer Date	Sep 1, 2022
Prior Transfer Doc	0001674627
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 2, 2022
Property Address	426 15TH AVE S, FARGO, ND 58103-4311
Document Number	0001674622
Instrument Date	Sep 1, 2022
Instrument	1674622
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	426 15TH AVE S, FARGO, ND 58103-4311

Mortgage

Document Number	0001674623
Date	Sep 2, 2022
Instrument	1674623

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 24, 2019
Property Address	426 15TH AVE S, FARGO, ND 58103-4311
Document Number	0001565014
Instrument Date	Jun 24, 2019
Instrument	1565014
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 15TH AVE S, FARGO, ND 58103-4311

Mortgage

Document Number	0001565015
Date	Jun 24, 2019
Instrument	1565015

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 426 15th Ave S was $794.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00	$89,150 Land $21,900 Building $67,250	$178,300 Land $43,800 Building $134,500
2023	$2,223.00	$83,300 Land $21,900 Building $61,400	$166,600 Land $43,800 Building $122,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 15th Ave S in Zone X, an area of moderate flood risk, though there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 15th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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