418 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 418 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,716 sqft · built 1949
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Oct 2019)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-0120-01460-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01460-000`

Interior

Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Street Address	418 15TH AVE S
City	FARGO
State	ND
Zip	58103-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 156 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 157 & W1/2 LOT 156
Legal Subdivision	BELMONT PARK
Legal Lot Number	156-157
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1029
Census Tract	901

Owner

418 15th Ave S is owned and occupied by two individuals who bought it in October 2019.

Source: Cass County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 15TH AVE S, FARGO, ND 58103-4311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Oct 15, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 17, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Deed Document Number	20191574355
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	Oct 9, 2026
Property Address	418 15TH AVE S, FARGO, ND 58103-4311
Document Number	0001769273
Instrument Date	Sep 24, 2026
Instrument	20261769273
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	418 15TH AVE S, FARGO, ND 58103-4311

Mortgage

Document Number	0001769273,
Date	Oct 9, 2026
Instrument	20261769273

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 12, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	418 15TH AVE S, FARGO, ND 58103-4311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001608748
Date	Oct 15, 2020
Instrument	1608748

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 17, 2019
Property Address	418 15TH AVE S, FARGO, ND 58103-4311
Document Number	0001574355
Instrument Date	Oct 15, 2019
Instrument	1574355
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	REGENCY TITLE COMPANY, REGENCY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	418 15TH AVE S FARGO ND 581034311, FARGO, ND 58103-4311

Mortgage

Document Number	1574356
Date	Oct 17, 2019
Instrument	1574356

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 418 15th Ave S was $2,479.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,479.00	$151,900 Land $24,700 Building $127,200	$303,800 Land $49,400 Building $254,400
2023	$3,526.00	$132,100 Land $24,700 Building $107,400	$264,200 Land $49,400 Building $214,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 15th Ave S in Zone X, an area of moderate flood risk, though there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 15th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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