San Bernardino County property record for 42649 Willow Ave, Big Bear Lake, CA 92315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 960 sqft · built 1975 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Jul 2023) |
| Tax Bill | $5,999 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2328-408-38-0000 |
| Primary APN | 2328-408-38-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 608 sqft |
| 2nd Floor Area | 352 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Chalet/Alpine |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Terrain | Above Road/Slope |
| Porch | Patio/Porch |
| Porch Area | 189 sqft |
| Patio Area | 189 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 42649 WILLOW AVE |
|---|---|
| City | BIG BEAR LAKE |
| State | CA |
| Zip | 92315-1557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPAULDINGS BIG BEAR WOODS LOT 442 |
| Legal Subdivision | SPAULDING BIG BEAR WOODS |
| Legal Tract | 1 |
| Legal Block | 2 |
| Legal Lot Number | 442 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 11204 |
Source: San Bernardino County records · APN 2328-408-38-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42649 WILLOW AVE, BIG BEAR LAKE, CA 92315-1557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 28, 2023 | Grant Deed, Transfer · VA Mortgage 1781 INC |
| Aug 25, 2020 | Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| May 25, 2017 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Aug 25, 2020 · Amount on Record |
| Deed Document Number | 2023185689 |
| Prior Transfer Date | Dec 18, 2015 |
| Prior Transfer Doc | 0000353849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 28, 2023 |
| Property Address | 42649 WILLOW AVE, BIG BEAR LAKE, CA 92315-1557 |
| Document Number | 0000185689 |
| Map Reference | MB 23 PG 71 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023-0185689 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4740 OBISPO AVE, LAKEWOOD, CA 90712-3320 |
| Document Number | 0000185690 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023-0185690 |
| Name | 1781 INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 25, 2020 |
| Property Address | 42649 WILLOW AVE, BIG BEAR LAKE, CA 92315-1557 |
| Document Number | 0000304596 |
| Map Reference | MB 23 PG 71 |
| Instrument Date | Jul 01, 2020 |
| Instrument | 2020-0304596 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3079 FERNHEATH LN, COSTA MESA, CA 92626-2728 |
| Document Number | 0000304597 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-0304597 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 25, 2017 |
| Property Address | 42649 WILLOW AVE, BIG BEAR LAKE, CA 92315-1557 |
| Document Number | 0000216802 |
| Map Reference | MB23 PG71 |
| Instrument Date | Dec 18, 2015 |
| Instrument | 2017-0216802 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4527 MAX DR, SAN DIEGO, CA 92115-3114 |
| Document Number | 0000216803 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 2017-0216803 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Big Bear Lake City |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $441,600 (-) Land $88,300 Building $353,300 | |
| 2025 | $5,999.00 (+38.42%) | $441,600 (+24.88%) Land $88,300 Building $353,300 |
| 2023 | $4,334.00 (-7.25%) | $353,632 (+2%) Land $70,727 Building $282,905 |
| 2022 | $4,673.00 | $346,698 Land $69,340 Building $277,358 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 25 units insured incl. 22 condo units |
| Nearby Flood Claims | 3 (1982–2005) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 531 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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