4261 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4261 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	4 ba · 2,195 sqft · built 1993
Lot Size	0.175 acres (7,666 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Apr 2023)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-711`

Property Details

APN / Parcel Number

Primary APN	`211-62-711`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,195 sqft Living Area
1st Floor Area	1,161 sqft
2nd Floor Area	1,034 sqft

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,666 sqft (0.175 acres)
Parking Spaces	3 Parking Spaces
Pool Area	480 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4261 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-7864
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-6
Legal Description	TATUM RANCH PARCEL 13 MCR 345-20
Legal Range	04E
Legal Township	05N
Legal Section	19
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	TATUM RANCH PARCEL 13 LOT 1-84
Legal Lot Number	23
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1015
Census Tract	612600

Owner

4261 E Montgomery Rd, a rural home, is owned and occupied by an individual who bought it in April 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4261 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage KLUGMAN E & E F/TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Prior Sale	May 3, 2022 · Amount on File
Deed Document Number	20230171519
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 4, 2023
Property Address	4261 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Document Number	0000171519
Map Reference	MB 345 PG 20
Instrument Date	Mar 31, 2023
Instrument	20230171519
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4261 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864

Mortgage

Document Number	0000171520
Date	Apr 4, 2023
Instrument	20230171520

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 3, 2022
Property Address	4261 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Document Number	0000387502
Map Reference	MB 345 PG 20
Instrument Date	May 2, 2022
Instrument	20220387502
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 E KACHINA TRL, PHOENIX, AZ 85042-8306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4261 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Document Number	0000794775
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2333 N 12TH ST PHOENIX AZ 850061774, PHOENIX, AZ 85006-1774

Mortgage

Document Number	0000794775
Date	Oct 24, 2018
Instrument	794775

Lender

Name	KLUGMAN E & E F/TR (PT)
Address	33111 N 141ST ST, SCOTTSDALE, AZ 85262-5993

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4261 E Montgomery Rd was $2,022.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,920	$569,200 Land $113,800 Building $455,400
2025	$2,022.00
2024		$59,180	$591,800 Land $118,300 Building $473,500
2023	$1,885.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4261 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4261 E Montgomery Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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