4313 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4313 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,706 sqft · built 1993
Lot Size	0.194 acres (8,461 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jan 2018)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-714`

Property Details

APN / Parcel Number

Primary APN	`211-62-714`
Alternative APN	`211627141`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	1,706 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,461 sqft (0.194 acres)
Parking Spaces	3 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4313 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-7871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	TATUM RANCH PARCEL 13 LOT 1-84 MCR 345-20
Legal Range	4E
Legal Township	5N
Legal Section	19
Legal Subdivision	TATUM RANCH PARCEL 13 LOT 1-84
Legal Lot Number	26
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1014
Census Tract	612600

Owner

4313 E Montgomery Rd is owned and occupied by an individual who acquired it in December 2022.

Source: Maricopa County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4313 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Jan 8, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2018	Warranty Deed, Transfer · VA Mortgage MONEY SOURCE
Aug 11, 2017	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on File
Deed Sale	Jan 30, 2018 · Amount on File
Prior Sale	Aug 11, 2017 · Amount on File
Deed Document Number	201873762
Last Transfer Date	Dec 6, 2022
Transfer Doc	0000889265
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 17, 2021
Property Address	4313 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7871
Document Number	0000549578
Map Reference	MB 345 PG 20
Instrument Date	May 11, 2021
Instrument	20210549578
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	MAGNUS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7871

Mortgage

Document Number	0000549579
Date	May 17, 2021
Instrument	20210549579

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4313 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7871
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016524
Date	Jan 8, 2020
Instrument	20200016524

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 30, 2018
Property Address	4313 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7871
Document Number	0000073762
Instrument Date	Dec 15, 2017
Instrument	73762
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 E MONTGOMERY RD CAVE CREEK AZ 853317871, CAVE CREEK, AZ 85331-7871

Mortgage

Document Number	73763
Date	Jan 30, 2018
Instrument	73763

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 11, 2017
Property Address	4313 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7871
Document Number	0000593805
Instrument Date	Aug 7, 2017
Instrument	593805
Transaction Type	Foreclosure
Record Updated	Aug 22, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$277.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2212 E WILLIAMS FIELD RD #225 GILBERT AZ 852950774, 225, GILBERT, AZ 85295-0774

Tax Assessment & Valuation

The 2025 property tax bill for 4313 E Montgomery Rd was $1,691.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,350 (+62.27%)	$463,500 (+2.43%) Land $92,700 Building $370,800
2025	$1,691.00	$28,563 (-40.24%)	$452,500 (-5.33%) Land $90,500 Building $362,000
2024		$47,800	$478,000 Land $95,600 Building $382,400
2023	$1,577.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4313 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4313 E Montgomery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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