4250 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4250 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	4 ba · 2,195 sqft · built 1992
Lot Size	0.184 acres (8,035 sqft)
Owner	Individual Name on File
Last Sale	$429,200 (Dec 2019)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-698`

Property Details

APN / Parcel Number

Primary APN	`211-62-698`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,195 sqft Living Area
1st Floor Area	1,161 sqft
2nd Floor Area	1,034 sqft

Exterior

Year Built	Built 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,035 sqft (0.184 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4250 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-7862
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-6
Legal Description	TATUM RANCH PARCEL 13 MCR 345-20
Legal Range	04E
Legal Township	05N
Legal Section	19
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	TATUM RANCH PARCEL 13 LOT 1-84
Legal Lot Number	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1016
Census Tract	612600

Owner

4250 E Montgomery Rd, a rural home, is owned and occupied by an individual who bought it in December 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	4250 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Dec 20, 2019	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Apr 17, 2001 · Amount on File
Deed Document Number	20191033315
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4250 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7862
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7862

Mortgage

Document Number	0000320889
Date	Apr 12, 2022
Instrument	20220320889

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4250 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7862
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7862

Mortgage

Document Number	0000239629
Date	Mar 3, 2021
Instrument	20210239629

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 20, 2019
Property Address	4250 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7862
Document Number	0001033315
Map Reference	MB 345 PG 20
Instrument Date	Dec 11, 2019
Instrument	20191033315
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28752 N 11TH ST, 28752, SCOTTSDALE, AZ 85262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7862

Mortgage

Document Number	0001033316
Date	Dec 20, 2019
Instrument	20191033316

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4250 E Montgomery Rd was $1,921.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,400	$554,000 Land $110,800 Building $443,200
2025	$1,921.00
2024		$57,620	$576,200 Land $115,200 Building $461,000
2023	$1,791.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4250 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4250 E Montgomery Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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