4249 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4249 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,496 sqft · built 1992
Lot Size	0.182 acres (7,922 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Aug 2022)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-709`

Property Details

APN / Parcel Number

Primary APN	`211-62-709`
Alternative APN	`211627091`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,324 sqft
2nd Floor Area	1,172 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,922 sqft (0.182 acres)
Parking Spaces	2 Parking Spaces
Pool Area	428 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4249 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-7864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	TATUM RANCH PARCEL 13 LOT 1-84 MCR 345-20
Legal Range	4E
Legal Township	5N
Legal Section	19
Legal Subdivision	TATUM RANCH PARCEL 13 LOT 1-84
Legal Lot Number	21
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1015
Census Tract	612600

Owner

4249 E Montgomery Rd is owned by two individuals who bought it in August 2022.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7946 PINEHURST DR, WILLOUGHBY, OH 44094-8509
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Prior Sale	Sep 16, 2019 · Amount on File
Deed Document Number	2022679081
Prior Transfer Date	Apr 18, 2015
Prior Transfer Doc	0000617778
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2022
Property Address	4249 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Document Number	0000679081
Map Reference	MB 345 PG 20
Instrument Date	Aug 1, 2022
Instrument	20220679081
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3830 E SHEA BLVD, PHOENIX, AZ 85028-3446

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7946 PINEHURST DR, KIRTLAND, OH 44094-8509

Mortgage

Document Number	0000679082
Date	Aug 30, 2022
Instrument	20220679082

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4249 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000764143
Date	Aug 19, 2020
Instrument	20200764143

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Oct 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4249 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000270296
Date	Mar 30, 2020
Instrument	20200270296

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 16, 2019
Property Address	4249 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Document Number	0000725062
Map Reference	MB 345 PG 20
Instrument Date	Aug 1, 2019
Instrument	20190725062
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4249 E MONTGOMERY RD, 4249, CAVE CREEK, AZ 85331-7864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4249 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864

Mortgage

Document Number	0000725063
Date	Sep 16, 2019
Instrument	20190725063

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4249 E Montgomery Rd was $2,321.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,570 (+69.53%)	$585,700 (+1.74%) Land $117,100 Building $468,600
2025	$2,321.00	$34,549 (-43.29%)	$575,700 (-5.5%) Land $115,100 Building $460,600
2024		$60,920	$609,200 Land $121,800 Building $487,400
2023	$2,170.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4249 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4249 E Montgomery Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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