4220 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4220 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,798 sqft Heated Area
Lot Size	87,556 sqft (2.01 acres)
Occupancy	Owner Occupied
Last Sale	$58,000 (1995)
Tax Bill	$2,330.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`99399`
Alternative APN	`062731304900010010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,798 sqft Heated Area
Gross Area	3,554 sqft Gross Area
1st Floor	1,798 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1995
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,556 sqft (2.01 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	660 sqft Garage
Porch	Finished/Screened Porch
Porch Area	416 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	99399
Street Address	4220 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8074
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E M ESTATES PB 6 PG 116 LOT 1
Legal Range	31E
Legal Township	27S
Legal Section	06
Legal Subdivision	E M ESTATES
Legal Tract	3049
Legal Block	1
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1015
Census Tract	43205

Owner

Source: Osceola County records · APN 99399

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4220 PACKARD AVE, SAINT CLOUD, FL 34772-8074
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 1995 · Amount on Record
Deed Sale	Feb 10, 1995 · Amount on Record
Deed Doc Number	0012391777
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 (+9.03%) Homeowner's exemption	$157,594 (+5.99%)	$396,200 (+34.08%) Land $130,500 Building $265,700
2023	$2,137.00 (+5.17%) Homeowner's exemption	$148,693 (+3%)	$295,500 (+12.92%) Land $70,000 Building $225,500
2022	$2,032.00 Homeowner's exemption	$144,363	$261,700 Land $70,000 Building $191,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 302 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.