Osceola County property record for 4240 Packard Ave, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,940 sqft Living Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2004) |
| Tax Bill | $11,946.00 (2025) |
| Primary APN | 06-27-31-3049-0001-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 3,940 sqft Living Area |
| Gross Area | 5,238 sqft Gross Area |
| 1st Floor | 3,428 sqft 1st Floor |
| Upper Floors | 512 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 804 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 28 sqft Pool |
| Deck Area | 32 sqft Deck |
| Porch Area | 494 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4240 PACKARD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8074 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E M ESTATES PB 6 PG 116 LOT 2 |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 06 |
| Legal Subdivision | E M ESTATES |
| Legal Tract | 3049 |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 43205 |
Source: Osceola County records · APN 06-27-31-3049-0001-0020
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2243 CAIRNS CT, ORLANDO, FL 32835-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2004 · Amount on Record |
| Deed Sale | Dec 06, 2004 · Amount on Record |
| Deed Doc Number | 2004232751 |
| Deed Book / Page | 2649 / 2817 |
| Prior Transfer Date | Nov 17, 2004 |
| Prior Transfer Doc | 0000232751 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 4240 PACKARD AVE, SAINT CLOUD, FL 34772-8074 |
| Document Number | 0069531900 |
| Book / Page | 6953 / 1900 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 202648142 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2243 CAIRNS CT, ORLANDO, FL 32835-8123 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4240 PACKARD AVE, SAINT CLOUD, FL 34772-8074 |
| Document Number | 0057410064 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4240 PACKARD AVE ST CLOUD FL 347728074, ST CLOUD, FL 34772-8074 |
| Document Number | 0057410064 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 005741/000064 |
| Instrument | 79473 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,946.00 (+12.28%) Homeowner's exemption | $851,700 (+24.41%) Land $130,000 Building $721,700 | $851,700 (+24.41%) Land $130,000 Building $721,700 |
| 2024 | $10,639.00 (+13.7%) | ||
| 2023 | $9,357.00 (+11.57%) | $684,600 (+14.6%) Land $70,000 Building $614,600 | $684,600 (+14.6%) Land $70,000 Building $614,600 |
| 2022 | $8,387.00 | $597,400 Land $70,000 Building $527,400 | $597,400 Land $70,000 Building $527,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 302 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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