426 Valley Run Dr, Waxhaw, NC 28173 Property Records

Union County property record for 426 Valley Run Dr, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 4,482 sqft · built 1999
Lot Size	3.76 acres (163,786 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jul 2019)
Tax Bill	$7,597 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jan 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-177-075`

Property Details

APN / Parcel Number

Primary APN	`06-177-075`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,482 sqft Living Area
Gross Area	5,446 sqft
1st Floor Area	2,793 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	163,786 sqft (3.76 acres)
Garage Type	Attached
Garage Area	964 sqft

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Greenhouse	Greenhouse
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	426 VALLEY RUN DR
City	WAXHAW
State	NC
Zip	28173-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60 WEDDI
Legal Description	#55 WALDEN AT PROVIDENCE PH2 OPCB346A
Legal Subdivision	WALDEN AT PROVIDENCE
Legal Tract	55
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3004
Census Tract	21006

Owner

426 Valley Run Dr is owned and occupied by an individual who bought it in July 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	426 VALLEY RUN DR, WAXHAW, NC 28173-8540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Jul 2, 2020	Loan Modification, Mortgage SOUTH CAROLINA FCU
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Mar 3, 1997 · Amount on File
Deed Document Number	201921899
Deed Book / Page	7426 / 613
Prior Transfer Date	Feb 7, 1996
Prior Transfer Doc	0842000551
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	426 VALLEY RUN DR, WAXHAW, NC 28173-8540
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008768481
Date	Aug 23, 2023
Book Page	8768/481
Instrument	20508

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	426 VALLEY RUN DR, WAXHAW, NC 28173-8540
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008385616
Date	Jan 28, 2022
Book Page	8385/616
Instrument	3574

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	426 VALLEY RUN DR, WAXHAW, NC 28173-8540
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008350603
Date	Dec 20, 2021
Book Page	8350/603
Instrument	59682

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	426 VALLEY RUN DR, WAXHAW, NC 28173-8540
Document Number	7769106
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 VALLEY RUN DR WAXHAW NC 281738540, WAXHAW, NC 28173-8540

Mortgage

Document Number	7769106
Date	Aug 11, 2020
Book Page	007769/000106
Instrument	30739

Lender

Name	SOUTH CAROLINA FCU

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Interest

Rate	4.37%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 29, 2019
Property Address	426 VALLEY RUN DR, WAXHAW, NC 28173-8540
Document Number	0007426613
Book / Page	7426 / 613
Map Reference	CAB B FILE 346-A
Instrument Date	Jul 19, 2019
Instrument	0021899
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 LAUREL FORK DR, 630, MATTHEWS, NC 28105-1521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 VALLEY RUN DR, WAXHAW, NC 28173-8540

Mortgage

Document Number	0000021900
Date	Jul 29, 2019
Instrument	0021900

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 426 Valley Run Dr was $7,597.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,520,700 (-) Land $425,100 Building $1,095,600	$1,520,700 (-) Land $425,100 Building $1,095,600
2025	$7,597.00	$1,520,700 Land $425,100 Building $1,095,600	$1,520,700 Land $425,100 Building $1,095,600
2023	$6,412.00	$1,013,100 Land $302,600 Building $710,500	$1,013,100 Land $302,600 Building $710,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Valley Run Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Valley Run Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Run Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures