468 Valley Run Dr, Waxhaw, NC 28173 Property Records

Union County property record for 468 Valley Run Dr, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,307 sqft · built 1998
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Company Names on File
Last Sale	$125,000 (Oct 1997)
Tax Bill	$8,812 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-177-060`

Property Details

APN / Parcel Number

Primary APN	`06-177-060`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	5,307 sqft Living Area
Gross Area	6,609 sqft
1st Floor Area	2,855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	132,422 sqft (3.04 acres)
Garage Type	Attached
Garage Area	1,302 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,437 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	468 VALLEY RUN DR
City	WAXHAW
State	NC
Zip	28173-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60 WEDDI
Legal Description	#46 WALDEN AT PROVIDENCE PH2 OPCB346A
Legal Subdivision	WALDEN AT PROVIDENCE
Legal Tract	46
Legal Lot Number	46
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3004
Census Tract	21006

Owner

468 Valley Run Dr is owned by a company that acquired it in August 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	468 VALLEY RUN DR, WAXHAW, NC 28173-8540
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1997 · Amount on File
Deed Sale	Oct 29, 1997 · Amount on File
Deed Book / Page	1024 / 226
Last Transfer Date	Aug 13, 2025
Transfer Doc	0000918070
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	468 VALLEY RUN DR, WAXHAW, NC 28173-8540
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 VALLEY RUN DR, WAXHAW, NC 28173-8540

Mortgage

Document Number	0008492718
Date	Jun 2, 2022
Book Page	8492/718
Instrument	20054

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	468 VALLEY RUN DR, WAXHAW, NC 28173-8540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY NON C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6968887
Date	Jul 7, 2017
Book Page	6968/887
Instrument	0019314

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 468 Valley Run Dr was $8,812.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,764,000 (-) Land $419,300 Building $1,344,700	$1,764,000 (-) Land $419,300 Building $1,344,700
2025	$8,812.00	$1,764,000 Land $419,300 Building $1,344,700	$1,764,000 Land $419,300 Building $1,344,700
2023	$7,563.00	$1,194,900 Land $295,400 Building $899,500	$1,194,900 Land $295,400 Building $899,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 468 Valley Run Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Valley Run Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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