Union County property record for 459 Valley Run Dr, Waxhaw, NC 28173
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,806 sqft · built 1997 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Jan 2021) |
| Tax Bill | $6,509 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-177-063 |
| Primary APN | 06-177-063 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,806 sqft Living Area |
| 1st Floor Area | 2,806 sqft |
| Basement Area | 1,734 sqft |
| Finished Basement | 1,414 sqft |
| Unfinished Basement | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 87,991 sqft (2.02 acres) |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 942 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 459 VALLEY RUN DR |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-8541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 WEDDI |
| Legal Description | #67 WALDEN AT PROVIDENCE VALLEY RUN DR |
| Legal Subdivision | WALDEN AT PROVIDENCE |
| Legal Tract | 67 |
| Legal Lot Number | 67 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21006 |
459 Valley Run Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 459 VALLEY RUN DR, WAXHAW, NC 28173-8541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Sep 13, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on File |
| Deed Sale | Jan 12, 2021 · Amount on File |
| Prior Sale | Nov 30, 1999 · Amount on File |
| Deed Document Number | 20211548 |
| Deed Book / Page | 7951 / 627 |
| Prior Transfer Date | Sep 20, 1996 |
| Prior Transfer Doc | 0905000294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 459 VALLEY RUN DR, WAXHAW, NC 28173-8541 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 459 VALLEY RUN DR, WAXHAW, NC 28173-8541 |
| Document Number | 0008043172 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 8043/172 |
| Instrument | 14530 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Mar 9, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 12, 2021 |
| Property Address | 459 VALLEY RUN DR, WAXHAW, NC 28173-8541 |
| Document Number | 0007951627 |
| Book / Page | 7951 / 627 |
| Map Reference | CAB B FILE 346A |
| Instrument Date | Jan 6, 2021 |
| Instrument | 1548 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 459 VALLEY RUN DR, WAXHAW, NC 28173-8541 |
| Document Number | 0000001549 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 1549 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 459 VALLEY RUN DR, WAXHAW, NC 28173-8541 |
| Document Number | 7241451 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 459 VALLEY RUN DR WAXHAW NC 281738541, WAXHAW, NC 28173-8541 |
| Document Number | 7241451 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 007241/000451 |
| Instrument | 27209 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 459 Valley Run Dr was $6,509.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,303,000 (-) Land $411,200 Building $891,800 | $1,303,000 (-) Land $411,200 Building $891,800 | |
| 2025 | $6,509.00 | $1,303,000 Land $411,200 Building $891,800 | $1,303,000 Land $411,200 Building $891,800 |
| 2023 | $5,446.00 | $860,500 Land $285,200 Building $575,300 | $860,500 Land $285,200 Building $575,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 459 Valley Run Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 459 Valley Run Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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