406 Valley Run Dr, Waxhaw, NC 28173 Property Records

Union County property record for 406 Valley Run Dr, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,975 sqft · built 2017
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Company Names on File
Last Sale	$1,024,500 (May 2018)
Tax Bill	$6,791 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-177-072`

Property Details

APN / Parcel Number

Primary APN	`06-177-072`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,975 sqft Living Area
1st Floor Area	2,861 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	99,752 sqft (2.29 acres)
Garage Type	Attached
Garage Area	743 sqft
Porch	Slab
Porch Area	597 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 VALLEY RUN DR
City	WAXHAW
State	NC
Zip	28173-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60 WEDDI
Legal Description	#58 WALDEN AT PROVIDENCE PH2 OPCC769
Legal Subdivision	WALDEN AT PROVIDENCE
Legal Tract	58
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3004
Census Tract	21006

Owner

406 Valley Run Dr is owned by a company that acquired it in May 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	406 VALLEY RUN DR, WAXHAW, NC 28173-8540
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage BANK OF AMERICA
May 15, 2019	Deed of Trust, Mortgage BANK OF AMERICA
May 22, 2018	Warranty Deed, Subdivision Related Transfer BANK OF AMERICA
Jun 13, 2017	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Jun 13, 2017 · Amount on File
Deed Document Number	201813733
Deed Book / Page	7160 / 422
Last Transfer Date	May 14, 2025
Transfer Doc	0009122337
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	406 VALLEY RUN DR, WAXHAW, NC 28173-8540
Document Number	74744
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 VALLEY RUN DR WAXHAW NC 281738540, WAXHAW, NC 28173-8540

Mortgage

Document Number	74744
Date	Sep 25, 2019
Book Page	007474/000004
Instrument	29211

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2034

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	406 VALLEY RUN DR, WAXHAW, NC 28173-8540
Document Number	7374424
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 VALLEY RUN DR WAXHAW NC 281738540, WAXHAW, NC 28173-8540

Mortgage

Document Number	7374424
Date	May 21, 2019
Book Page	007374/000424
Instrument	13609

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 20, 2034

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 22, 2018
Property Address	406 VALLEY RUN DR, WAXHAW, NC 28173-8540
Document Number	7160422
Book / Page	007160 / 000422
Instrument Date	May 21, 2018
Instrument	13733
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,049.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 VALLEY RUN DR WAXHAW NC 281738540, WAXHAW, NC 28173-8540

Mortgage

Document Number	7160425
Date	May 22, 2018
Book Page	007160/000425
Instrument	13734

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 13, 2017
Property Address	406 VALLEY RUN DR, WAXHAW, NC 28173-8540
Document Number	6951254
Book / Page	006951 / 000254
Instrument Date	Jun 12, 2017
Instrument	16462
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	INVESTOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4429 WINDWOOD CIR CHARLOTTE NC 282267964, CHARLOTTE, NC 28226-7964

Tax Assessment & Valuation

The 2025 property tax bill for 406 Valley Run Dr was $6,791.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,359,300 (-) Land $413,300 Building $946,000	$1,359,300 (-) Land $413,300 Building $946,000
2025	$6,791.00	$1,359,300 Land $413,300 Building $946,000	$1,359,300 Land $413,300 Building $946,000
2023	$6,126.00	$967,900 Land $287,900 Building $680,000	$967,900 Land $287,900 Building $680,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Valley Run Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Valley Run Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Run Dr

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