Lorain County property record for 426 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,558 sqft · built 1965 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,900 (Oct 2019) |
| Tax Bill | $4,255 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-107-037 |
| Primary APN | 06-25-003-107-037 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,558 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| 2nd Floor Area | 1,296 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 568 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 426 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 3 REVISED 70 X 140 |
| Legal Subdivision | UNIVERSITY HEIGHTS SUBDIVISION #3 |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 187 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 71100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 426 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 11, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Feb 2, 2018 | Deed, Transfer · FHA Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Prior Sale | Feb 2, 2018 · Amount on Record |
| Deed Document Number | 2019006286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 426 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 426 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000077047 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025-0077047 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 11, 2019 |
| Property Address | 426 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000733975 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 733975 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS/OH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 426 UNIVERSITY AVE ELYRIA OH 440357156, ELYRIA, OH 44035-7156 |
| Document Number | 733976 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 733976 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 2, 2018 |
| Property Address | 426 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000660489 |
| Map Reference | MB 24 PG 5 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 2018-0660489 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $719.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000660490 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 2018-0660490 |
| Name | CHEMICAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,255.00 | $89,840 (%) Land $13,760 Building $76,080 | $256,690 (-) Land $39,310 Building $217,380 |
| 2024 | $4,255.00 (+12.63%) | $89,842 (+30.97%) Land $13,759 Building $76,083 | $256,690 (+30.97%) Land $39,310 Building $217,380 |
| 2023 | $3,778.00 (+0.8%) | $68,597 (%) Land $11,998 Building $56,599 | $195,990 (-) Land $34,280 Building $161,710 |
| 2022 | $3,748.00 | $68,600 Land $12,000 Building $56,600 | |
| 2021 | $195,990 Land $34,280 Building $161,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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