Lorain County property record for 416 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,253 sqft · built 1967 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,827 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-107-039 |
| Primary APN | 06-25-003-107-039 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,253 sqft Living Area |
| Gross Area | 2,627 sqft |
| 1st Floor Area | 827 sqft |
| Basement Area | 827 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 196 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 478 sqft |
| Patio Area | 178 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 416 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIV HTS REV 70 X 140 |
| Legal Subdivision | UNIV HTS REV |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 189 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 71100 |
Source: Lorain County records, as of September 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 416 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2024 |
| Transfer Doc | 0000028160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 416 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000679915 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 416 UNIVERSITY AVE ELYRIA OH 440357156, ELYRIA, OH 44035-7156 |
| Document Number | 0000679915 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 679915 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,827.00 (+13.16%) | $81,280 (+%) Land $13,760 Building $67,520 | $232,220 (-) Land $39,310 Building $192,910 |
| 2024 | $3,382.00 (+35.39%) | $81,277 (+47.76%) Land $13,759 Building $67,519 | $232,220 (+47.76%) Land $39,310 Building $192,910 |
| 2023 | $2,498.00 (-0.52%) | $55,006 (-0.01%) Land $11,998 Building $43,008 | $157,160 (-) Land $34,280 Building $122,880 |
| 2022 | $2,511.00 | $55,010 Land $12,000 Building $43,010 | |
| 2021 | $157,160 Land $34,280 Building $122,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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