Lorain County property record for 430 University Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1969 |
| Square Footage | 2,208 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2018) |
| Tax Bill | $4,125.00 (2025) |
| Primary APN | 06-25-003-107-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,208 sqft Living Area |
| 1st Floor | 1,382 sqft 1st Floor |
| 2nd Floor | 858 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 140 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Patio Area | 132 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 132 sqft Porch |
| Canopy Area | 132 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 430 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7156 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS FRNT 70.00 X 140.00 |
| Legal Subdivision | UNIVERSITY HTS FRNT |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 186 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-003-107-036
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 430 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CROSSCOUNTRY MTG |
| Nov 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jul 20, 2018 | Warranty Deed, Transfer CARDINAL HOPE EXAM COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on Record |
| Deed Sale | Nov 29, 2018 · Amount on Record |
| Prior Sale | Nov 29, 2018 · Amount on Record |
| Deed Doc Number | 2018006966 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 430 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000764458 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 430 UNIVERSITY AVE ELYRIA OH 440357156, ELYRIA, OH 44035-7156 |
| Document Number | 0000764458 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 764458 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 14, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 29, 2018 |
| Property Address | 430 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000696550 |
| Map Reference | VOL24 PG5 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 2018-0696550 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000696551 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 2018-0696551 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 20, 2018 |
| Property Address | 430 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000680486 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 680486 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2018 |
| Title Company | CARDINAL HOPE EXAM COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $740.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 430 UNIVERSITY AVE ELYRIA OH 440357156, ELYRIA, OH 44035-7156 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,125.00 | $87,590 (%) Land $13,760 Building $73,830 | $250,260 (-) Land $39,310 Building $210,950 |
| 2024 | $4,125.00 (+19.5%) | $87,592 (+38.25%) Land $13,759 Building $73,833 | $250,260 (+38.25%) Land $39,310 Building $210,950 |
| 2023 | $3,452.00 (+0.35%) | $63,357 (%) Land $11,998 Building $51,359 | $181,020 (-) Land $34,280 Building $146,740 |
| 2022 | $3,440.00 | $63,360 Land $12,000 Building $51,360 | |
| 2021 | $181,020 Land $34,280 Building $146,740 |
430 University Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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