Lorain County property record for 433 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,884 sqft · built 1966 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jul 2025) |
| Tax Bill | $3,504 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-109-019 |
| Primary APN | 06-25-003-109-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,884 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Basement Area | 1,440 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open Frame Porch |
| Porch Area | 42 sqft |
| Patio Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 433 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 3 REVISED 70 X 140 |
| Legal Subdivision | UNIVERSITY HTS 3 |
| Legal Tract | 25 |
| Legal Block | 109 |
| Legal Lot Number | 226 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 71100 |
Source: Lorain County assessment roll, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 UNIVERSITY AVE, ELYRIA, OH 44035-7155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LENDUS LLC |
| Mar 3, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Oct 13, 2017 | Reverse Mortgage, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on Record |
| Deed Sale | Jul 18, 2025 · Amount on Record |
| Deed Document Number | 202560101 |
| Prior Transfer Date | Sep 28, 2017 |
| Prior Transfer Doc | 0000647778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 28, 2021 |
| Property Address | 433 UNIVERSITY AVE, ELYRIA, OH 44035-7155 |
| Document Number | 20210841477 |
| Map Reference | VOL 24 PG 5 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021-0841477 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPULIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 433 UNIVERSITY AVE, ELYRIA, OH 44035-7155 |
| Document Number | 20210841478 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-0841478 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 3, 2020 |
| Property Address | 433 UNIVERSITY AVE, ELYRIA, OH 44035-7155 |
| Document Number | 0000751622 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 751622 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 UNIVERSITY AVE ELYRIA OH 440357155, ELYRIA, OH 44035-7155 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 13, 2017 |
| Property Address | 433 UNIVERSITY AVE, ELYRIA, OH 44035-7155 |
| Document Number | 0000647778 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 647778 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 UNIVERSITY AVE ELYRIA OH 440357155, ELYRIA, OH 44035-7155 |
| Document Number | 647780 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 647780 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Oct 12, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.69% |
| Document Number | 647779, |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 647779 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Oct 12, 2087 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,504.00 (-1.41%) Homeowner's exemption | $74,420 (%) Land $13,760 Building $60,660 | $212,630 (-) Land $39,310 Building $173,320 |
| 2024 | $3,554.00 (+13.11%) | $74,421 (+30.75%) Land $13,759 Building $60,662 | $212,630 (+30.75%) Land $39,310 Building $173,320 |
| 2023 | $3,142.00 (+1.68%) | $56,917 (-0.01%) Land $11,998 Building $44,919 | $162,620 (-) Land $34,280 Building $128,340 |
| 2022 | $3,090.00 | $56,920 Land $12,000 Building $44,920 | |
| 2021 | $162,620 Land $34,280 Building $128,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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