426 Stover St, Fort Collins, CO 80524 Property Records

Larimer County property record for 426 Stover St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,932 sqft · built 1904
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Sep 2022)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97124-08-008`

Property Details

APN / Parcel Number

Primary APN	`97124-08-008`
Alternative APN	`R0047864`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Basement Area	320 sqft
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Mixed
Garage Area	520 sqft
Carport	Carport
Carport Area	180 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	576 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0047864
Old Parcel Number	9712408008
Street Address	426 STOVER ST
City	FORT COLLINS
State	CO
Zip	80524-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF LOT 8, BLK 184, FTC
Legal Range	69
Legal Township	07
Legal Section	12
Legal Quarter	SE
Legal Subdivision	FTC BLK 184
Legal Block	184
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2024
Census Tract	100

Owner

426 Stover St is owned and occupied by an individual who bought it in September 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	426 STOVER ST, FORT COLLINS, CO 80524-2931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on File
Deed Sale	Sep 28, 2022 · Amount on File
Prior Sale	Jun 17, 2014 · Amount on File
Deed Document Number	20220058939
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 28, 2022
Property Address	426 STOVER ST, FORT COLLINS, CO 80524-2931
Document Number	0000058939
Instrument Date	Sep 27, 2022
Instrument	20220058939
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 STOVER ST, 426, FORT COLLINS, CO 80524-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 STOVER ST, FORT COLLINS, CO 80524-2931

Mortgage

Document Number	0000058940
Date	Sep 28, 2022
Instrument	20220058940

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	426 STOVER ST, FORT COLLINS, CO 80524-2931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004918
Date	Jan 24, 2018
Instrument	20180004918

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 426 Stover St was $4,932.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,932.00	$49,494 Land $3,125 Building $46,369	$791,900 Land $50,000 Building $741,900
2023	$4,191.00 (+31.59%)	$49,593 (+47.01%) Land $3,350 Building $46,243	$740,200 (+52.49%) Land $50,000 Building $690,200
2022	$3,185.00	$33,735 Land $3,475 Building $30,260	$485,400 Land $50,000 Building $435,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 Stover St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Stover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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