Larimer County property record for 424 Stover St, Fort Collins, CO 80524
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.75 ba · 2,558 sqft · built 1904 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,024 (May 2021) |
| Tax Bill | $4,975 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 97124-08-007 |
| Primary APN | 97124-08-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,558 sqft Living Area |
| Gross Area | 3,282 sqft |
| Basement Area | 300 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,500 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 660 sqft |
| Patio Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0047856 |
|---|---|
| Street Address | 424 STOVER ST |
| City | FORT COLLINS |
| State | CO |
| Zip | 80524-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NCM |
| Legal Description | S 1/2 OF LOT 7, BLK 184, FTC |
| Legal Range | 69W |
| Legal Township | 7N |
| Legal Section | 12 |
| Legal Subdivision | FTC BLK 184 |
| Legal Block | 184 |
| Legal Lot Number | 7 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 100 |
Source: Larimer County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 424 STOVER ST, FORT COLLINS, CO 80524-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 18, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2004 · Amount on Record |
| Deed Document Number | 202148594 |
| Prior Transfer Date | Jan 2, 2019 |
| Prior Transfer Doc | 0000064566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | May 17, 2021 |
| Property Address | 424 STOVER ST, FORT COLLINS, CO 80524-2931 |
| Document Number | 0000048594 |
| Instrument Date | May 14, 2021 |
| Instrument | 20210048594 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 424 STOVER ST, FORT COLLINS, CO 80524-2931 |
| Document Number | 0000048595 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 20210048595 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Oct 18, 2019 |
| Property Address | 424 STOVER ST, FORT COLLINS, CO 80524-2931 |
| Document Number | 0000064566 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 64566 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 STOVER ST FORT COLLINS CO 805242931, FORT COLLINS, CO 80524-2931 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,975.00 (-18.85%) | $49,925 (-26.14%) Land $3,125 Building $46,800 | $798,800 (-20.82%) Land $50,000 Building $748,800 |
| 2024 | $6,131.00 (+5.09%) | ||
| 2023 | $5,834.00 (+46.11%) | $67,590 (+59.82%) Land $3,350 Building $64,240 | $1,008,800 (+65.78%) Land $50,000 Building $958,800 |
| 2022 | $3,993.00 | $42,291 Land $3,475 Building $38,816 | $608,500 Land $50,000 Building $558,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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