505 Stover St, Fort Collins, CO 80524 Property Records

Larimer County property record for 505 Stover St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 866 sqft · built 1902
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2024)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`97131-09-007`

Property Details

APN / Parcel Number

Primary APN	`97131-09-007`
Alternative APN	`R0049069`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	866 sqft Living Area
1st Floor Area	866 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
View / Lot	Alley
Porch	Open Slab
Porch Area	40 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Account Number	R0049069
Street Address	505 STOVER ST
City	FORT COLLINS
State	CO
Zip	80524-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NCB
Legal Description	S 1/2 LOT 4, BLK 175, FTC
Legal Range	69W
Legal Township	7N
Legal Section	13
Legal Subdivision	FTC BLK 175
Legal Block	175
Legal Lot Number	4
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1000
Census Tract	700

Owner

505 Stover St is owned and occupied by an individual who bought it in May 2024.

Source: Larimer County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	505 STOVER ST, FORT COLLINS, CO 80524-3122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
Oct 14, 2022	Intrafamily Transfer, Transfer
Sep 20, 2022	Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Sep 20, 2022 · Amount on File
Deed Document Number	202421722
Prior Transfer Date	Oct 14, 2022
Prior Transfer Doc	0000061793
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Sep 21, 2026
Property Address	505 STOVER ST, FORT COLLINS, CO 80524-3122
Document Number	0000047515
Instrument Date	Sep 12, 2026
Instrument	202647515
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047515,
Date	Sep 21, 2026
Instrument	202647515

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Sep 1, 2026
Property Address	505 STOVER ST, FORT COLLINS, CO 80524-3122
Document Number	0000044339
Instrument Date	Aug 26, 2026
Instrument	202644339
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 STOVER ST, FORT COLLINS, CO 80524-3122

Mortgage

Document Number	0000044339,
Date	Sep 1, 2026
Instrument	202644339

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Oct 14, 2022
Property Address	505 STOVER ST, FORT COLLINS, CO 80524-3122
Document Number	0000061793
Instrument Date	Oct 14, 2022
Instrument	20220061793
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 SMITH ST, FORT COLLINS, CO 80524-3121

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 20, 2022
Property Address	505 STOVER ST, FORT COLLINS, CO 80524-3122
Document Number	0000057467
Instrument Date	Sep 20, 2022
Instrument	20220057467
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Tax	$35.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 STOVER ST, 505, FORT COLLINS, CO 80524-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	505 STOVER ST, FORT COLLINS, CO 80524-3122

Tax Assessment & Valuation

The 2025 property tax bill for 505 Stover St was $3,591, up 88.1% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,591.00 (+88.11%)	$36,044 Land $3,125 Building $32,919	$576,700 Land $50,000 Building $526,700
2024	$1,909.00 (+5.12%)
2023	$1,816.00 (+1.06%)	$23,584 (+23.89%) Land $3,350 Building $20,234	$352,000 (+28.51%) Land $50,000 Building $302,000
2022	$1,797.00	$19,036 Land $3,475 Building $15,561	$273,900 Land $50,000 Building $223,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Stover St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Stover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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