416 Stover St, Fort Collins, CO 80524 Property Records

Larimer County property record for 416 Stover St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1893
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Sep 2025)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`97124-08-006`

Property Details

APN / Parcel Number

Primary APN	`97124-08-006`
Alternative APN	`R0047848`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0047848
Street Address	416 STOVER ST
City	FORT COLLINS
State	CO
Zip	80524-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NCM
Legal Description	N 1/2 OF LOT 7, BLK 184, FTC
Legal Range	69W
Legal Township	7N
Legal Section	12
Legal Subdivision	FTC BLK 184
Legal Block	184
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2024
Census Tract	100

Owner

Source: Larimer County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 STOVER ST, FORT COLLINS, CO 80524-2931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit COLORADO CU
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK & TRUST
Mar 18, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RHT LIMITED LIABILITY COMPANY LLC
Apr 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	202540885
Prior Transfer Date	Apr 11, 2018
Prior Transfer Doc	0000021144
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	416 STOVER ST, FORT COLLINS, CO 80524-2931
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 STOVER ST, FORT COLLINS, CO 80524-2931

Mortgage

Document Number	0000014146
Date	Mar 27, 2026
Instrument	20260014146

Lender

Name	COLORADO CU
Type	Credit Union
Address	LITTLETON, CO 80127

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 3, 2021
Property Address	416 STOVER ST, FORT COLLINS, CO 80524-2931
Document Number	0000083470
Instrument Date	Sep 2, 2021
Instrument	20210083470
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 STOVER ST, 416, FORT COLLINS, CO 80524-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 N COLORADO AVE, LOVELAND, CO 80538-2629

Mortgage

Document Number	0000083471
Date	Sep 3, 2021
Instrument	20210083471

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 18, 2021
Property Address	416 STOVER ST, FORT COLLINS, CO 80524-2931
Document Number	0000027272
Instrument Date	Mar 12, 2021
Instrument	20210027272
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2731 GRANADA HILLS DR, 2731, FORT COLLINS, CO 80525-2325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	500 E OAK ST, FORT COLLINS, CO 80524-2948

Mortgage

Document Number	0000027273
Date	Mar 18, 2021
Instrument	20210027273

Lender

Name	RHT LIMITED LIABILITY COMPANY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	91 Months
Due	Sep 30, 2028

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 11, 2018
Property Address	416 STOVER ST, FORT COLLINS, CO 80524-2931
Document Number	0000021144
Instrument Date	Apr 11, 2018
Instrument	21144
Transaction Type	Transfer
Record Updated	Apr 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2731 GRANADA HILLS DR FORT COLLINS CO 805252325, FORT COLLINS, CO 80525-2325

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00 (+11.55%)	$33,913 (-3.81%) Land $3,125 Building $30,788	$542,600 (+3.12%) Land $50,000 Building $492,600
2024	$3,029.00 (+5.1%)
2023	$2,882.00 (+52.73%)	$35,255 (+76.38%) Land $3,350 Building $31,905	$526,200 (+82.96%) Land $50,000 Building $476,200
2022	$1,887.00	$19,988 Land $3,475 Building $16,513	$287,600 Land $50,000 Building $237,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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