42551 Willow Ave, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 42551 Willow Ave, Big Bear Lake, CA 92315

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,066 sqft · built 1957
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$879,000 (Sep 2023)
Tax Bill	$10,250 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2328-408-16-0000`

Property Details

APN / Parcel Number

Primary APN	`2328-408-16-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,066 sqft Living Area
1st Floor Area	1,691 sqft
2nd Floor Area	375 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	390 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	42551 WILLOW AVE
City	BIG BEAR LAKE
State	CA
Zip	92315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPAULDINGS BIG BEAR WOODS LOTS 466, 467, 468 AND 469
Legal Subdivision	SPAULDINGS BIG BEAR WOODS
Legal Block	2
Legal Lot Number	466
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2029
Census Tract	11204

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13387 HESTON PL, SAN DIEGO, CA 92130-1229
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Document Number	2023227174
Prior Transfer Date	Oct 21, 2003
Prior Transfer Doc	0000801621
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 13, 2023
Property Address	42551 WILLOW AVE, BIG BEAR LAKE, CA 92315
Document Number	0000227174
Map Reference	MB 23 PG 71
Instrument Date	Aug 25, 2023
Instrument	2023-0227174
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13387 HESTON PL, SAN DIEGO, CA 92130-1229

Mortgage

Document Number	0000227175
Date	Sep 13, 2023
Instrument	2023-0227175

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Max Rate	11.8%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Big Bear Lake City
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$843,900 (-) Land $168,800 Building $675,100
2025	$10,250.00 (+101.53%)	$843,900 (+126.16%) Land $168,800 Building $675,100
2023	$5,086.00 (+4.35%)	$373,142 Land $170,675 Building $202,467
2022	$4,874.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	25 units insured incl. 22 condo units
Nearby Flood Claims	3 (1982–2005)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20