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4255 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4255 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details1,273 sqft · built 2017
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$396,000 (Nov 2017)
Tax Bill$4,612 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN585260 363B34

Property Details

APN / Parcel Number

Primary APN585260 363B34
Alternative APN
  • 69020001240

Interior

Stories2 Stories
Building Area1,273 sqft Living Area
1st Floor Area1,273 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Lot Area8,276 sqft (0.19 acres)
Pool Area416 sqft
Deck Area652 sqft

Location & Zoning

Street Address4255 RAFFIA PALM CIR
CityNAPLES
StateFL
Zip34119-9678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAFFIA PRESERVE-PHASE 1 LOT 36
Legal Range26
Legal Township48
Legal Section34
Legal SubdivisionRAFFIA PRESERVE PHASE 1
Legal Phase1
Legal Tract585260
Legal Block2
Legal Lot Number36
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2009
Census Tract10436

Owner

4255 Raffia Palm Cir is owned and occupied by two individuals who bought it in November 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address4255 RAFFIA PALM CIR, NAPLES, FL 34119-9678
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Nov 7, 2017Grant Deed, Transfer · Conventional with PMI
EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2017 · Amount on File
Deed SaleNov 7, 2017 · Amount on File
Deed Document Number20175467992
Deed Book / Page5446 / 3725
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4255 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanySHORELINE TITLE LLC, SHORELINE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4255 RAFFIA PALM CIR, NAPLES, FL 34119-9678

Mortgage

Document Number0060712992
DateJan 18, 2022
Book Page6071/2992
Instrument6190730
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOLLIER FL
Recording DateNov 7, 2017
Property Address4255 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Document Number0054463725
Book / Page005446 / 003725
Instrument DateNov 3, 2017
Instrument5467992
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,772.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4255 RAFFIA PALM CIR NAPLES FL 341199678, NAPLES, FL 34119-9678

Mortgage

Document Number54463729
DateNov 7, 2017
Book Page005446/003729
Instrument5467993
Lender
NameEAGLE HM MTG/CA
TypeMortgage Company
AddressCORONA, CA 92800
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4255 Raffia Palm Cir was $4,612 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$466,693 (+2.7%)$684,172 (+4.46%) Land $197,023 Building $487,149
2025$4,612.00 Homeowner's exemption$454,424$654,930 Land $188,179 Building $466,751
2023$4,262.00 (+18.95%) Homeowner's exemption$428,754 (+24.05%)$812,101 (+32.74%) Land $337,154 Building $474,947
2022$3,583.00 Homeowner's exemption$345,634$611,790 Land $185,239 Building $426,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4255 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 78 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4255 Raffia Palm Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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