4247 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4247 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$460,192 (Feb 2020)
Tax Bill	$6,454 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`585260 383B34`

Property Details

APN / Parcel Number

Primary APN	`585260 383B34`
Alternative APN	`69020001282`

Interior

Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Pool Area	336 sqft
Deck Area	398 sqft

Location & Zoning

Street Address	4247 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 38
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	38
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10436

Owner

4247 Raffia Palm Cir is owned and occupied by two individuals who bought it in February 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4247 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on File
Deed Sale	Feb 20, 2020 · Amount on File
Deed Document Number	20205831258
Deed Book / Page	5729 / 2236
Record Updated	Oct 29, 2026

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 20, 2020
Property Address	4247 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Document Number	0057292236
Book / Page	5729 / 2236
Map Reference	MB 54 PG 72
Instrument Date	Feb 10, 2020
Instrument	5831258
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,221.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4247 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Investor	Possibly a Property Investor

Mortgage

Document Number	0057292240
Date	Feb 20, 2020
Instrument	5729/2240

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4247 Raffia Palm Cir was $6,454.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,640 (+1%)	$649,843 (+6.91%) Land $191,588 Building $458,255
2025	$6,454.00	$576,945	$607,816 Land $177,725 Building $430,091
2023	$6,363.00 (+7.88%)	$476,814 (+1%)	$755,783 (+18.3%) Land $318,424 Building $437,359
2022	$5,898.00	$433,467	$638,881 Land $174,948 Building $463,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4247 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4247 Raffia Palm Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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