4251 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4251 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,004 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2020)
Tax Bill	$4,398 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`585260 373B34`

Property Details

APN / Parcel Number

Primary APN	`585260 373B34`
Alternative APN	`69020001266`

Interior

Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Pool Area	322 sqft
Deck Area	522 sqft

Location & Zoning

Street Address	4251 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 37
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	37
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10436

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4251 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 AT SUBURBAN
Oct 17, 2017	Grant Deed, Transfer · Conventional with PMI EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	20205861127
Deed Book / Page	5757 / 1392
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 30, 2020
Property Address	4251 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Document Number	0057571392
Book / Page	005757 / 001392
Instrument Date	Apr 25, 2020
Instrument	5861127
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4251 RAFFIA PALM CIR NAPLES FL 341199678, NAPLES, FL 34119-9678

Mortgage

Document Number	57571395
Date	Apr 30, 2020
Book Page	005757/001395
Instrument	5861128

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 17, 2017
Property Address	4251 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Document Number	0054403388
Book / Page	005440 / 003388
Instrument Date	Oct 13, 2017
Instrument	5459764
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4251 RAFFIA PALM CIR NAPLES FL 341199678, NAPLES, FL 34119-9678

Mortgage

Document Number	54403392
Date	Oct 17, 2017
Book Page	005440/003392
Instrument	5459765

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	CORONA, CA 92800

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,827 (+2.7%)	$641,732 (+6.09%) Land $197,023 Building $444,709
2025	$4,398.00 (+8.22%) Homeowner's exemption	$434,106 (+5.99%)	$604,910 (-20.54%) Land $188,179 Building $416,731
2023	$4,064.00 (-2.14%) Homeowner's exemption	$409,584 (+3%)	$761,292 (+19.78%) Land $337,154 Building $424,138
2022	$4,153.00 Homeowner's exemption	$397,654	$635,563 Land $185,239 Building $450,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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