4260 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4260 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,273 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Mar 2026)
Tax Bill	$5,992 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`585260 153B34`

Property Details

APN / Parcel Number

Primary APN	`585260 153B34`
Alternative APN	`69020000827`

Interior

Stories	2 Stories
Building Area	1,273 sqft Living Area
1st Floor Area	1,273 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	4260 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 15
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	15
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2015
Census Tract	10436

Owner

4260 Raffia Palm Cir is owned and occupied by two individuals who bought it in March 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4260 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 20, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on File
Deed Sale	Mar 26, 2026 · Amount on File
Prior Sale	Aug 20, 2019 · Amount on File
Deed Document Number	20266802072
Deed Book / Page	6567 / 2786
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	0006261614
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 26, 2026
Property Address	4260 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0065672786
Book / Page	6567 / 2786
Map Reference	MB 54 PG 72
Instrument Date	Mar 25, 2026
Instrument	6802072
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	BRYANT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17410 CRISP APPLE LN, LAND O LAKES, FL 34638-5988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	0065672789
Date	Mar 26, 2026
Instrument	6567/2789

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4260 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	0058632060
Date	Dec 18, 2020
Book Page	5863/2060
Instrument	5972420

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 20, 2019
Property Address	4260 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0056643915
Book / Page	5664 / 3915
Map Reference	MB 54 PG 72
Instrument Date	Aug 16, 2019
Instrument	5755577
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	0056643919
Date	Aug 20, 2019
Instrument	5664-3919

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4260 Raffia Palm Cir was $5,992, up 12.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,826 (+0.96%) Land $162,461 Building $378,365	$540,826 (-3.39%) Land $162,461 Building $378,365
2025	$5,992.00 (+12.5%)	$535,684	$559,821 Land $156,816 Building $403,005
2024	$5,326.00 (-5.38%)
2023	$5,629.00 (+5.39%)	$442,714 (+1%)	$632,706 (+13.18%) Land $222,156 Building $410,550
2022	$5,341.00	$402,467	$559,024 Land $123,493 Building $435,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4260 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4260 Raffia Palm Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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