4255 Caplock St, Clermont, FL 34711 Property Records

Lake County property record for 4255 Caplock St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,965 sqft · built 2015
Lot Size	0.238 acres (10,388 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Dec 2022)
Tax Bill	$8,066 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-23-26-0102-000-13400`

Property Details

APN / Parcel Number

Primary APN	`10-23-26-0102-000-13400`
Alternative APN	`3889776`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,965 sqft Living Area
1st Floor Area	1,799 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,388 sqft (0.238 acres)
Garage Type	Finished
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3889776
Street Address	4255 CAPLOCK ST
City	CLERMONT
State	FL
Zip	34711-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTER'S RUN PHASE 2 PB 65 PG 44-46 LOT 134 ORB 6063 PG 892
Legal Section	10
Legal Subdivision	HUNTER
Legal Phase	2
Legal Tract	102
Legal Lot Number	134
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1043
Census Tract	31306

Owner

4255 Caplock St is owned and occupied by an individual who bought it in December 2022.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4255 CAPLOCK ST, CLERMONT, FL 34711-5063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	2022157547
Deed Book / Page	6063 / 892
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 8, 2022
Property Address	4255 CAPLOCK ST, CLERMONT, FL 34711-5063
Document Number	0060630892
Book / Page	6063 / 892
Map Reference	MB 65 PG 44
Instrument Date	Dec 6, 2022
Instrument	2022157547
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	NOT AVAILABLE, DOMA INS AGCY OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8649 LOVAS TRL, TRINITY, FL 34655-5327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4255 CAPLOCK ST, CLERMONT, FL 34711-5063

Mortgage

Document Number	0006063894
Date	Dec 8, 2022
Instrument	6063/894

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$513,683 Land $120,000 Building $393,683	$513,683 Land $120,000 Building $393,683
2024	$8,066.00 (+1.2%)
2023	$7,970.00 (+63.86%) Homeowner's exemption Additional exemption filed	$500,934 (+56.28%)	$500,934 (+32.15%) Land $120,000 Building $380,934
2022	$4,864.00 Homeowner's exemption	$320,530	$379,078 Land $64,500 Building $314,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4255 Caplock St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4255 Caplock St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20