Lake County property record for 4259 Caplock St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,056 sqft · built 2015 |
| Lot Size | 0.238 acres (10,384 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,000 (Sep 2026) |
| Tax Bill | $10,626 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0102-000-13300 |
| Primary APN | 10-23-26-0102-000-13300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,056 sqft Living Area |
| Gross Area | 4,684 sqft |
| 1st Floor Area | 1,780 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,384 sqft (0.238 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3889775 |
|---|---|
| Street Address | 4259 CAPLOCK ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTERS RUN PHASE 2 PB 65 PG 44-46 LOT 133 ORB 6511 PG 1528 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | HUNTERS RUN PHASE 2 |
| Legal Tract | J,K,M,P,Q, |
| Legal Lot Number | 133 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 31306 |
4259 Caplock St is owned and occupied by two individuals who bought it in September 2026.
Source: Lake County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4259 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION |
| Aug 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on File |
| Deed Sale | Sep 2, 2026 · Amount on File |
| Prior Sale | Apr 16, 2025 · Amount on File |
| Deed Document Number | 2026108153 |
| Deed Book / Page | 6805 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 2, 2026 |
| Property Address | 4259 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0000108153 |
| Book / Page | 6805 / 343 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026108153 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | VERUS TITLE INC, VERUS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4259 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0000108154, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 6805/346 |
| Instrument | 2026108154 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 3, 2022 |
| Property Address | 4259 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0060021946 |
| Book / Page | 6002 / 1946 |
| Map Reference | MB 65 PG 44 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022105408 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,005.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 POLO HILL RD, MINNEOLA, FL 34715-7810 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4259 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0060021948 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 6002/1948 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 4259 Caplock St was $10,626, down 2.5% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669,930 (-1.26%) Land $120,000 Building $549,930 | $669,930 (-1.26%) Land $120,000 Building $549,930 | |
| 2025 | $10,626.00 (-2.55%) | $678,491 Land $120,000 Building $558,491 | $678,491 Land $120,000 Building $558,491 |
| 2024 | $10,904.00 (+4.17%) | ||
| 2023 | $10,468.00 (+85.64%) Homeowner's exemption | $645,081 (+74.33%) | $645,081 (+38.97%) Land $120,000 Building $525,081 |
| 2022 | $5,639.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $370,030 | $464,192 Land $64,500 Building $399,692 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4259 Caplock St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4259 Caplock St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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