Lake County property record for 4263 Caplock St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,716 sqft · built 2015 |
| Lot Size | 0.238 acres (10,384 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,335 (Jul 2015) |
| Tax Bill | $6,501 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0102-000-13200 |
| Primary APN | 10-23-26-0102-000-13200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,716 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,384 sqft (0.238 acres) |
| Garage Type | Finished |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3889774 |
|---|---|
| Street Address | 4263 CAPLOCK ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER'S RUN PHASE 2 PB 65 PG 44-46 LOT 132 ORB 4655 PG 1351 |
| Legal Section | 10 |
| Legal Subdivision | HUNTER |
| Legal Phase | 2 |
| Legal Tract | 102 |
| Legal Lot Number | 132 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 31306 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Mar 4, 2021 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 13, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 3, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 6, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL |
| Jan 4, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2015 · Amount on Record |
| Deed Sale | Jul 23, 2015 · Amount on Record |
| Deed Document Number | 2015080048 |
| Deed Book / Page | 4655 / 1351 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0066700327 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 6670/327 |
| Instrument | 2026008673 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 2, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0056142147 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 5614/2147 |
| Instrument | 2021002071 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0056551954 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 5655/1954 |
| Instrument | 2021029723 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0058140267 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 5814/267 |
| Instrument | 2021141455 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055360892 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 5536/892 |
| Instrument | 2020097158 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0053110935 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4263 CAPLOCK ST CLERMONT FL 347115063, CLERMONT, FL 34711-5063 |
| Document Number | 0053110935 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 005311/000935 |
| Instrument | 79883 |
| Name | FIFTH THIRD BK/CTRL FL |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4263 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0048971833 |
| Book / Page | 004897 / 001833 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4263 CAPLOCK ST CLERMONT FL 347115063, CLERMONT, FL 34711-5063 |
| Document Number | 0048971833 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 004897/001833 |
| Instrument | 12260 |
| Name | FIFTH THIRD BK/CTRL FL |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $437,720 (+6.84%) Land $120,000 Building $317,720 | $647,086 (+2.68%) Land $120,000 Building $527,086 | |
| 2024 | $6,501.00 (+1.77%) | ||
| 2023 | $6,388.00 (+2.9%) Homeowner's exemption | $409,690 (+3%) | $630,170 (+27.99%) Land $120,000 Building $510,170 |
| 2022 | $6,208.00 Homeowner's exemption | $397,760 | $492,375 Land $64,500 Building $427,875 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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