Lake County property record for 4246 Caplock St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,009 sqft · built 2016 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,800 (Dec 2023) |
| Tax Bill | $6,101 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Dec 2023 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0102-000-14300 |
| Primary APN | 10-23-26-0102-000-14300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,009 sqft Living Area |
| Gross Area | 3,671 sqft |
| 1st Floor Area | 1,799 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3889785 |
|---|---|
| Street Address | 4246 CAPLOCK ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTERS RUN PHASE 2 PB 65 PG 44-46 LOT 143 ORB 6179 PG 312 ORB 6264 PG 275 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | HUNTERS RUN PHASE 2 |
| Legal Tract | J,K,M,P,Q, |
| Legal Lot Number | 143 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 31306 |
Source: Lake County records · APN 10-23-26-0102-000-14300
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage KAREN A MCLARTY |
| Dec 29, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 20, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Mar 31, 2023 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 02, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Dec 09, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jan 05, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on Record |
| Deed Sale | Dec 29, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2023 · Amount on Record |
| Deed Document Number | 2023157346 |
| Deed Book / Page | 6264 / 275 |
| Prior Transfer Date | Mar 28, 2023 |
| Prior Transfer Doc | 0061170983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11552 OSPREY POINTE BLVD, CLERMONT, FL 34711-7681 |
| Document Number | 0063022228 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 6302/2228 |
| Instrument | 2024032527 |
| Name | KAREN A MCLARTY |
|---|---|
| Type | Private Party |
| Address | 2999 MARSH RD, DELAND, FL 32724 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 29, 2023 |
| Property Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0062640275 |
| Book / Page | 6264 / 275 |
| Map Reference | MB 65 PG 44-46 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2023157346 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,104.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9149 LAWS RD, CLERMONT, FL 34714-9121 |
| Name | Verified Name |
|---|---|
| Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 20, 2023 |
| Property Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0061790312 |
| Book / Page | 6179 / 312 |
| Map Reference | MB 65 PG 44-46 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023087151 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 31, 2023 |
| Property Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0061170983 |
| Book / Page | 6117 / 983 |
| Map Reference | MB 65 PG 44 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023036842 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2333 GOLDEN ASTER ST, CLERMONT, FL 34711-6359 |
| Name | Verified Name |
|---|---|
| Address | 14655 JOHNS LAKE RD, CLERMONT, FL 34711-9086 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 02, 2020 |
| Property Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0054310194 |
| Book / Page | 005431 / 000194 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 26201 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,692.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2333 GOLDEN ASTER ST CLERMONT FL 347116359, CLERMONT, FL 34711-6359 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 09, 2019 |
| Property Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0053860354 |
| Book / Page | 005386 / 000354 |
| Instrument Date | Dec 06, 2019 |
| Instrument | 138755 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,485.18 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 05, 2017 |
| Property Address | 4246 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0048841017 |
| Book / Page | 004884 / 001017 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 762 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.88 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4246 CAPLOCK ST CLERMONT FL 347115061, CLERMONT, FL 34711-5061 |
| Document Number | 48841019, |
|---|---|
| Date | Jan 05, 2017 |
| Book Page | 004884/001019 |
| Instrument | 763 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2047 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,980 (+2.9%) | $515,088 (-) Land $120,000 Building $395,088 | |
| 2025 | $410,090 (-18.34%) Land $120,000 Building $290,090 | $515,088 (+2.57%) Land $120,000 Building $395,088 | |
| 2024 | $6,101.00 (-17.5%) | ||
| 2023 | $7,395.00 (+17.83%) | $502,195 (+32.12%) | $502,195 (+32.12%) Land $120,000 Building $382,195 |
| 2022 | $6,276.00 | $380,119 | $380,119 Land $64,500 Building $315,619 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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