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4254 Roberta Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 4254 Roberta Dr, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,851 sqft · built 2018
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Aug 2022)
Tax Bill$4,013 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Feb 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN26-28-15-537004-000420

Property Details

APN / Parcel Number

Primary APN26-28-15-537004-000420
Alternative APNs
  • 152826537004000420
  • 52826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,851 sqft Living Area
Gross Area2,380 sqft
1st Floor Area1,851 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area5,750 sqft (0.132 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room
Porch Area104 sqft

Location & Zoning

Street Address4254 ROBERTA DR
CityWINTER HAVEN
StateFL
Zip33881-4374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUCKEYE RIDGE PB 145 PG 47-49 LOT 42
Legal Range26E
Legal Township28S
Legal Section15
Legal SubdivisionBUCKEYE RIDGE
Legal Tract537004
Legal Block3
Legal Lot Number42
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3008
Census Tract13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Warranty Deed, Transfer · Conventional Mortgage
THINK MORTGAGE LLC
Feb 15, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 22, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 6, 2019Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC
Jan 23, 2019Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC
Apr 18, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
EQUITY PRIME MTG
Dec 6, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Prior SaleApr 18, 2018 · Amount on Record
Deed Document Number2022219561
Deed Book / Page12377 / 479
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 12, 2022
Property Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374
Document Number0000219561
Book / Page12377 / 479
Map ReferenceMB 145 PG 47-49
Instrument DateAug 9, 2022
Instrument2022219561
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address508 TERRANOVA CIR, 508, WINTER HAVEN, FL 33884-3418

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374

Mortgage

Document Number0012377481
DateAug 12, 2022
Instrument12377/481
Lender
NameTHINK MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374

Mortgage

Document Number0000041589
DateFeb 15, 2022
Book Page12118/236
Instrument2022041589
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374
Document Number0114841839
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4254 ROBERTA DR WINTER HAVEN FL 338814374, WINTER HAVEN, FL 33881-4374

Mortgage

Document Number0114841839
DateDec 8, 2020
Book Page011484/001839
Instrument263329
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 7, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374
Document Number0110721113
Instrument DateDec 6, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4254 ROBERTA DR WINTER HAVEN FL 338814374, WINTER HAVEN, FL 33881-4374

Mortgage

Document Number0110721113
DateDec 12, 2019
Book Page011072/001113
Instrument263738
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2049

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374
Document Number0107370578
Instrument DateJan 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4254 ROBERTA DR WINTER HAVEN FL 338814374, WINTER HAVEN, FL 33881-4374

Mortgage

Document Number0107370578
DateJan 30, 2019
Book Page010737/000578
Instrument19830
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2049

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateApr 18, 2018
Property Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374
Document Number0104571960
Book / Page010457 / 001960
Instrument DateApr 13, 2018
Instrument82556
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,406.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4254 ROBERTA DR WINTER HAVEN FL 338814374, WINTER HAVEN, FL 33881-4374

Mortgage

Document Number104571961
DateApr 18, 2018
Book Page010457/001961
Instrument82557
Lender
NameEQUITY PRIME MTG
AddressATLANTA, GA 30328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2048

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateDec 6, 2017
Property Address4254 ROBERTA DR, WINTER HAVEN, FL 33881-4374
Document Number0103320887
Book / Page010332 / 000887
Instrument DateNov 16, 2017
Instrument233595
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,722.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,045 (-0.6%) Land $44,000 Building $209,045$253,045 (-0.6%) Land $44,000 Building $209,045
2025$4,013.00 (-7.19%) Homeowner's exemption$254,574 (-4.84%) Land $44,000 Building $210,574$254,574 (-4.84%) Land $44,000 Building $210,574
2023$4,324.00 (+70.24%) Homeowner's exemption$267,529 (+54.11%) Land $42,000 Building $225,529$267,529 (+12.86%) Land $42,000 Building $225,529
2022$2,540.00 Homeowner's exemption$173,594$237,043 Land $33,000 Building $204,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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