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4257 Roberta Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 4257 Roberta Dr, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,851 sqft · built 2018
Lot Size0.118 acres (5,149 sqft)
OwnerCompany Name on Record
Last Sale$215,000 (Apr 2026)
Tax Bill$4,789 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN26-28-15-537004-001580

Property Details

APN / Parcel Number

Primary APN26-28-15-537004-001580
Alternative APNs
  • 152826537004001580
  • 52826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,851 sqft Living Area
Gross Area2,292 sqft
1st Floor Area1,851 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,149 sqft (0.118 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area104 sqft

Location & Zoning

Street Address4257 ROBERTA DR
CityWINTER HAVEN
StateFL
Zip33881-4375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUCKEYE RIDGE PB 145 PG 47-49 LOT 158
Legal Range26E
Legal Township28S
Legal Section15
Legal SubdivisionBUCKEYE RIDGE
Legal Tract537004
Legal Block3
Legal Lot Number158
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3012
Census Tract13702

Owner

Source: Polk County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4562 SAN FRATELLO CIR, LAKE WORTH, FL 33467-5074
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · VA Mortgage
NEW AMERICAN FUNDING
Apr 15, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE FUNDING USA LLC
May 23, 2023Warranty Deed, Transfer · Commercial Mortgage
BET-TER HOLDINGS LLC
May 15, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
NEW AMERICAN FNDG
Apr 20, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
DHI MTG
Dec 6, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Prior SaleMay 23, 2023 · Amount on Record
Deed Document Number202689133
Deed Book / Page13958 / 1317
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4257 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Transaction TypeMortgage
Record UpdatedApr 28, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1615 FORUM PL 5TH 5TH, 55, WEST PALM BEACH, FL 33401-2320

Mortgage

Document Number0000154091
DateJun 15, 2021
Book Page11759/771
Instrument2021154091
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressAUSTIN, TX 78717
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term323 Months
DueMay 1, 2048

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 15, 2026
Property Address4257 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0000089133
Book / Page13958 / 1317
Instrument DateApr 10, 2026
Instrument2026.89133
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyACER TITLE AND ESCROW LLC, QUAKER TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$152,005.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address4562 SAN FRATELLO CIR, LAKE WORTH, FL 33467-5074

Mortgage

Document Number0000089134,
DateApr 15, 2026
Instrument2026..89134
Lender
NameMORTGAGE FUNDING USA LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 23, 2023
Property Address4257 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0000120313
Book / Page12701 / 1567
Map ReferenceMB 145 PG 47-49
Instrument DateMay 11, 2023
Instrument2023120313
Transaction TypeTransfer
Record UpdatedJun 9, 2023
Title CompanyQUAKER TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address575 LIVE OAK AVE W # W1, W1, HAINES CITY, FL 33844-5044

Transferred To (Grantee/Buyer)

NameVerified Name
Address2138 W ARMENIA PL, TAMPA, FL 33612-7519

Mortgage

Document Number0000120314
DateMay 23, 2023
Book Page12701/1569
Instrument2023120314
Lender
NameBET-TER HOLDINGS LLC
TypeNon-Lending Institution
AddressBOCA RATON, FL 33487
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 15, 2018
Property Address4257 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0104851487
Book / Page010485 / 001487
Instrument DateApr 30, 2018
Instrument103785
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 11, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,357.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4257 ROBERTA DR WINTER HAVEN FL 338814375, WINTER HAVEN, FL 33881-4375

Mortgage

Document Number104851488
DateMay 15, 2018
Book Page010485/001488
Instrument103786
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2048

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateApr 20, 2018
Property Address4257 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0104601918
Book / Page010460 / 001918
Instrument DateApr 13, 2018
Instrument84891
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,574.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4249 ROBERTA DR WINTER HAVEN FL 338814375, WINTER HAVEN, FL 33881-4375

Mortgage

Document Number104601919
DateApr 20, 2018
Book Page010460/001919
Instrument84892
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2048

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateDec 6, 2017
Property Address4257 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0103320887
Book / Page010332 / 000887
Instrument DateNov 16, 2017
Instrument233595
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,722.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,212 (-0.61%) Land $42,000 Building $208,212$250,212 (-0.61%) Land $42,000 Building $208,212
2025$4,789.00 (-3.14%)$251,748 (-4.89%) Land $42,000 Building $209,748$251,748 (-4.89%) Land $42,000 Building $209,748
2024$4,944.00 (+9.94%)
2023$4,497.00 (+9.55%)$264,678 (+12%) Land $40,000 Building $224,678$264,678 (+12%) Land $40,000 Building $224,678
2022$4,105.00$236,329 Land $33,000 Building $203,329$236,329 Land $33,000 Building $203,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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