Polk County property record for 4250 Roberta Dr, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 2018 |
| Lot Size | 0.123 acres (5,345 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,500 (Nov 2025) |
| Tax Bill | $1,361 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-15-537004-000410 |
| Primary APN | 26-28-15-537004-000410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,227 sqft |
| 1st Floor Area | 1,690 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,345 sqft (0.123 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Florida Room |
| Porch Area | 136 sqft |
| Street Address | 4250 ROBERTA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUCKEYE RIDGE PB 145 PG 47-49 LOT 41 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | BUCKEYE RIDGE |
| Legal Tract | 537004 |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 13702 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1337 REBECCA DR, HAINES CITY, FL 33844-2447 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANKERS MTG LNDG |
| Apr 10, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Dec 6, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Prior Sale | Apr 10, 2018 · Amount on Record |
| Deed Document Number | 2025264437 |
| Deed Book / Page | 13770 / 928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4250 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4250 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0000029248 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 12099/1521 |
| Instrument | 2022029248 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 7, 2025 |
| Property Address | 4250 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0000264437 |
| Book / Page | 13770 / 928 |
| Map Reference | MB 145 PG 47-49 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025264437 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,837.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 BRAYTON LN, DAVENPORT, FL 33897-6254 |
| Name | Verified Name |
|---|---|
| Address | 1337 REBECCA DR, HAINES CITY, FL 33844-2447 |
| Document Number | 0013770930 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 13770/930 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4250 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0111820915 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | TITLE MATTERS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4260 ROBERTA DR WINTER HAVEN FL 33881, WINTER HAVEN, FL 33881 |
| Document Number | 0111820915 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 011182/000915 |
| Instrument | 63684 |
| Name | BANKERS MTG LNDG |
|---|---|
| Type | Mortgage Company |
| Address | SUNRISE, FL 33323 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 10, 2018 |
| Property Address | 4250 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0104490381 |
| Book / Page | 010449 / 000381 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 75696 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 23, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,294.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4250 ROBERTA DR WINTER HAVEN FL 338814374, WINTER HAVEN, FL 33881-4374 |
| Document Number | 104490382 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 010449/000382 |
| Instrument | 75697 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 6, 2017 |
| Property Address | 4250 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0103320887 |
| Book / Page | 010332 / 000887 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 233595 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,722.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,662 (+110.76%) Land $44,000 Building $198,662 | $242,662 (-0.57%) Land $44,000 Building $198,662 | |
| 2025 | $1,361.00 (+3.73%) Homeowner's exemption | $115,138 (+2.9%) | $244,049 (-2.84%) Land $44,000 Building $200,049 |
| 2024 | $1,312.00 (+3.8%) Homeowner's exemption | $111,893 (+3%) | $251,171 (-1.93%) Land $44,000 Building $207,171 |
| 2023 | $1,264.00 (+3.95%) Homeowner's exemption | $108,634 (+3%) | $256,106 (+13.62%) Land $42,000 Building $214,106 |
| 2022 | $1,216.00 Homeowner's exemption | $105,470 | $225,402 Land $33,000 Building $192,402 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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