Polk County property record for 4245 Roberta Dr, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,867 sqft · built 2018 |
| Lot Size | 0.118 acres (5,158 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,990 (Jan 2018) |
| Tax Bill | $2,787 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-15-537004-001550 |
| Primary APN | 26-28-15-537004-001550 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,867 sqft Living Area |
| Gross Area | 2,287 sqft |
| 1st Floor Area | 1,867 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,158 sqft (0.118 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Street Address | 4245 ROBERTA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUCKEYE RIDGE PB 145 PG 47-49 LOT 155 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | BUCKEYE RIDGE |
| Legal Tract | 537004 |
| Legal Block | 3 |
| Legal Lot Number | 155 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 13702 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4245 ROBERTA DR, WINTER HAVEN, FL 33881-4375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage DHI MTG |
| Jan 16, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Sep 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on Record |
| Deed Sale | Jan 16, 2018 · Amount on Record |
| Prior Sale | Sep 20, 2017 · Amount on Record |
| Deed Document Number | 201811422 |
| Deed Book / Page | 10369 / 1066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4245 ROBERTA DR, WINTER HAVEN, FL 33881-4375 |
| Document Number | 0104760225 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4245 ROBERTA DR WINTER HAVEN FL 338814375, WINTER HAVEN, FL 33881-4375 |
| Document Number | 0104760225 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 010476/000225 |
| Instrument | 96615 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 16, 2018 |
| Property Address | 4245 ROBERTA DR, WINTER HAVEN, FL 33881-4375 |
| Document Number | 0103691066 |
| Book / Page | 010369 / 001066 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 11422 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,336.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4245 ROBERTA DR WINTER HAVEN FL 338814375, WINTER HAVEN, FL 33881-4375 |
| Document Number | 103691067 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 010369/001067 |
| Instrument | 11423 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2048 |
| Document Number | 103691086, |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 010369/001086 |
| Instrument | 11424 |
| Name | HOUSING FIN AGCY |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301-1329 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 20, 2017 |
| Property Address | 4245 ROBERTA DR, WINTER HAVEN, FL 33881-4375 |
| Document Number | 0102650529 |
| Book / Page | 010265 / 000529 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 180204 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,726.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,221 (+2.7%) | $250,717 (-0.62%) Land $42,000 Building $208,717 | |
| 2025 | $2,787.00 (+6.13%) Homeowner's exemption | $190,089 (+5.99%) | $252,279 (-4.91%) Land $42,000 Building $210,279 |
| 2023 | $2,626.00 (+2.98%) Homeowner's exemption | $179,351 (+3%) | $265,299 (+11.45%) Land $40,000 Building $225,299 |
| 2022 | $2,550.00 Homeowner's exemption | $174,127 | $238,033 Land $33,000 Building $205,033 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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