4243 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4243 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	4 ba · 2,195 sqft · built 1993
Lot Size	0.179 acres (7,839 sqft)
Owner	2 Owner Names on File
Last Sale	$146,285 (Aug 1993)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-708`

Property Details

APN / Parcel Number

Primary APN	`211-62-708`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,195 sqft Living Area
1st Floor Area	1,161 sqft
2nd Floor Area	1,034 sqft

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,839 sqft (0.179 acres)
Parking Spaces	3 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4243 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-7864
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-6
Legal Description	TATUM RANCH PARCEL 13 MCR 345-20
Legal Range	04E
Legal Township	05N
Legal Section	19
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	TATUM RANCH PARCEL 13 LOT 1-84
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1015
Census Tract	612600

Owner

The current owner of 4243 E Montgomery Rd acquired it in February 2012.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Owner Names on File
Mailing Address	4243 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 12, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 1993 · Amount on File
Deed Sale	Aug 26, 1993 · Amount on File
Prior Sale	Jun 30, 2005
Deed Document Number	0000573509
Deed Book / Page	211
Last Transfer Date	Feb 23, 2012
Transfer Doc	0000146121
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4243 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4243 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864

Mortgage

Document Number	0000033229
Date	Jan 12, 2021
Instrument	20210033229

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4243 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Document Number	0000056992
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4243 E MONTGOMERY RD CAVE CREEK AZ 853317864, CAVE CREEK, AZ 85331-7864

Mortgage

Document Number	0000056992
Date	Jan 22, 2020
Instrument	56992

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4243 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7864
Document Number	0000372400
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4243 E MONTGOMERY RD CAVE CREEK AZ 853317864, CAVE CREEK, AZ 85331-7864

Mortgage

Document Number	0000372400
Date	May 23, 2017
Instrument	372400

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4243 E Montgomery Rd was $1,875.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,550	$515,500 Land $103,100 Building $412,400
2025	$1,875.00
2024		$53,700	$537,000 Land $107,400 Building $429,600
2023	$1,748.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4243 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4243 E Montgomery Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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