425 Topsail Ct, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 425 Topsail Ct, Wando, SC 29492

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,380 sqft · built 2019
Lot Size	0.166 acres (7,249 sqft)
Owner	Individual Name on File
Last Sale	$474,905 (Feb 2020)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`271-04-04-028`

Property Details

APN / Parcel Number

Primary APN	`271-04-04-028`
Alternative APN	`271-00-02-134`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,380 sqft Finished Area
1st Floor Area	1,192 sqft
2nd Floor Area	1,188 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	7,249 sqft (0.166 acres)
Garage Area	1,188 sqft

Exterior Amenities

Porch	Slab
Porch Area	122 sqft
Deck Area	330 sqft
Patio Area	336 sqft

Location & Zoning

Street Address	425 TOPSAIL CT
City	CHARLESTON
State	SC
Zip	29492-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 76THE LANDINGS AT SWEETWATER PH 1
Legal Subdivision	THE LANDINGS AT SWEETWATER PH 1
Legal Lot Number	76
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1103
Census Tract	20404

Owner

425 Topsail Ct is owned and occupied by an individual who bought it in February 2020.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	425 TOPSAIL CT, CHARLESTON, SC 29492-2840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Sep 10, 2020	Deed of Trust, Mortgage TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Feb 5, 2020	Deed of Trust, Mortgage RENASANT BK
Oct 13, 2017	Loan Modification, Mortgage NOT AVAILABLE
Oct 30, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	20204681
Deed Book / Page	3267 / 970
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	425 TOPSAIL CT, WANDO, SC 29492-2840
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03767/0978
Date	Apr 12, 2021
Book Page	3767/978
Instrument	2021016997

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	425 TOPSAIL CT, WANDO, SC 29492-2840
Document Number	3523/0142
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1700 FOREST LAKES BLVD NAPLES FL 341052282, NAPLES, FL 34105-2282

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	425 TOPSAIL CT, WANDO, SC 29492-2840
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 TOPSAIL CT CHARLESTON SC 294922840, CHARLESTON, SC 29492-2840

Mortgage

Document Number	3267/0974
Date	Feb 7, 2020
Book Page	003267/000974
Instrument	4682

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKELEY SC
Property Address	425 TOPSAIL CT, WANDO, SC 29492-2840
Document Number	2598/0305
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 30, 2017
Property Address	425 TOPSAIL CT, WANDO, SC 29492-2840
Document Number	2598/0297
Book / Page	002598 / 000297
Instrument Date	Oct 12, 2017
Instrument	39521
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,504.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 425 Topsail Ct was $2,180 with a homeowner's exemption, up 3.7% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,875 (+2,4%) Land $125,422 Building $406,453	$636,100 (-) Land $150,000 Building $486,100
2025	$2,180.00 (+3.66%)	$21,275 (-) Land $5,017 Building $16,258	$636,100 (-) Land $150,000 Building $486,100
2024	$2,103.00 Homeowner's exemption	$21,275 Land $5,017 Building $16,258	$636,100 Land $150,000 Building $486,100
2022	$2,114.00 Homeowner's exemption	$18,500 Land $3,200 Building $15,300	$462,500 Land $80,000 Building $382,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Topsail Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 323 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	383 units insured incl. 60 condo units
Nearby Flood Claims	10 (1989–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Topsail Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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