419 Topsail Ct, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 419 Topsail Ct, Wando, SC 29492

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,402 sqft · built 2019
Lot Size	0.3 acres (13,070 sqft)
Owner	Individual Name on Record
Last Sale	$564,415 (Sep 2019)
Tax Bill	$2,642 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`271-04-04-030`

Property Details

APN / Parcel Number

Primary APN	`271-04-04-030`
Alternative APN	`271-00-02-134`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,402 sqft Finished Area
1st Floor Area	1,616 sqft
2nd Floor Area	1,786 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	13,070 sqft (0.3 acres)
Garage Area	1,616 sqft
Porch	Slab
Porch Area	324 sqft
Patio Area	170 sqft

Location & Zoning

Street Address	419 TOPSAIL CT
City	CHARLESTON
State	SC
Zip	29492-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 78THE LANDINGS AT SWEETWATER PH 1
Legal Subdivision	THE LANDINGS AT SWEETWATER PH 1
Legal Lot Number	78
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1103
Census Tract	20404

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	419 TOPSAIL CT, CHARLESTON, SC 29492-2840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 10, 2020	Deed of Trust, Mortgage · Line of Credit SAWNEE CAPITAL CORP
Sep 20, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit NAVY FCU
Oct 13, 2017	Loan Modification, Mortgage NOT AVAILABLE
Oct 30, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	201934184
Deed Book / Page	3138 / 307
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	419 TOPSAIL CT, WANDO, SC 29492-2840
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 TOPSAIL CT, CHARLESTON, SC 29492-2840

Mortgage

Document Number	04390/0073
Date	Oct 14, 2022
Book Page	4390/73
Instrument	2022039707

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	419 TOPSAIL CT, WANDO, SC 29492-2840
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03999/0941
Date	Oct 7, 2021
Book Page	3999/941
Instrument	2021047515

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	419 TOPSAIL CT, WANDO, SC 29492-2840
Document Number	3523/0142
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1700 FOREST LAKES BLVD NAPLES FL 341052282, NAPLES, FL 34105-2282

Mortgage

Document Number	3523/0142
Date	Oct 2, 2020
Book Page	003523/000142
Instrument	38274

Lender

Name	SAWNEE CAPITAL CORP
Address	320 DAHLONEGA ST, CUMMING, GA 30040-2410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 20, 2019
Property Address	419 TOPSAIL CT, WANDO, SC 29492-2840
Document Number	3138/0307
Book / Page	003138 / 000307
Instrument Date	Sep 11, 2019
Instrument	34184
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$620.86
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	419 TOPSAIL CT CHARLESTON SC 294922840, CHARLESTON, SC 29492-2840

Mortgage

Document Number	3138/0311
Date	Sep 20, 2019
Book Page	003138/000311
Instrument	34185

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKELEY SC
Property Address	419 TOPSAIL CT, WANDO, SC 29492-2840
Document Number	2598/0305
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 30, 2017
Property Address	419 TOPSAIL CT, WANDO, SC 29492-2840
Document Number	2598/0297
Book / Page	002598 / 000297
Instrument Date	Oct 12, 2017
Instrument	39521
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,504.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,715 (+2,400.06%) Land $123,911 Building $524,804	$785,300 (-) Land $150,000 Building $635,300
2025	$2,642.00 (+3.49%)	$25,948 (-) Land $4,956 Building $20,992	$785,300 (-) Land $150,000 Building $635,300
2024	$2,553.00 (-0.51%) Homeowner's exemption	$25,948 (+15%) Land $4,956 Building $20,992	$785,300 (+39.21%) Land $150,000 Building $635,300
2022	$2,566.00 Homeowner's exemption	$22,564 Land $3,200 Building $19,364	$564,100 Land $80,000 Building $484,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 323 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	383 units insured incl. 60 condo units
Nearby Flood Claims	10 (1989–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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