417 Topsail Ct, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 417 Topsail Ct, Wando, SC 29492

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,178 sqft · built 2019
Lot Size0.178 acres (7,772 sqft)
Owner2 Individual Names on File
Last Sale$443,905 (Sep 2019)
Tax Bill$2,072 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN271-04-04-031

Property Details

APN / Parcel Number

Primary APN271-04-04-031
Alternative APN
  • 271-00-02-134

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,178 sqft Finished Area
1st Floor Area1,062 sqft
2nd Floor Area1,116 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Roof MaterialAsphalt
Lot Area7,772 sqft (0.178 acres)
Garage Area1,062 sqft
PorchPatio
Porch Area234 sqft
Patio Area162 sqft

Location & Zoning

Street Address417 TOPSAIL CT
CityCHARLESTON
StateSC
Zip29492-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBERKELEY C
Legal DescriptionLOT 79THE LANDINGS AT SWEETWATER PH 1
Legal SubdivisionTHE LANDINGS AT SWEETWATER PH 1
Legal Lot Number79
JurisdictionBERKELEY SC
Township / Civil DivisionWANDO
Census Block Group1
Census Block1103
Census Tract20404

Owner

Source: Berkeley County records · APN 271-04-04-031

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address417 TOPSAIL CT, CHARLESTON, SC 29492-2840
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Deed of Trust, Mortgage
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Sep 20, 2019Deed, Subdivision Related Transfer · Conventional Mortgage
MIDLAND MORTGAGE CORP
Oct 13, 2017Loan Modification, Mortgage
NOT AVAILABLE
Oct 30, 2017Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 20, 2019 · Amount on Record
Deed SaleSep 20, 2019 · Amount on Record
Prior SaleOct 30, 2017 · Amount on Record
Deed Document Number201934277
Deed Book / Page3138 / 986
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address417 TOPSAIL CT, WANDO, SC 29492-2840
Document Number3523/0142
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1700 FOREST LAKES BLVD NAPLES FL 341052282, NAPLES, FL 34105-2282

September 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateSep 20, 2019
Property Address417 TOPSAIL CT, WANDO, SC 29492-2840
Document Number03138/0986
Book / Page3138 / 0986
Map ReferenceCAB S PG 64Q-66Q
Instrument DateAug 27, 2019
Instrument2019034277
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,642.80
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address417 TOPSAIL CT, CHARLESTON, SC 29492-2840

Mortgage

Document Number2019034278
DateSep 20, 2019
Instrument2019034278
Lender
NameMIDLAND MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERKELEY SC
Property Address417 TOPSAIL CT, WANDO, SC 29492-2840
Document Number2598/0305
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
InvestorPossibly a Property Investor

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERKELEY SC
Recording DateOct 30, 2017
Property Address417 TOPSAIL CT, WANDO, SC 29492-2840
Document Number2598/0297
Book / Page002598 / 000297
Instrument DateOct 12, 2017
Instrument39521
Transaction TypeTransfer
Record UpdatedNov 03, 2017
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,504.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$510,140 (+2,399.95%) Land $129,499 Building $380,641$590,900 (-) Land $150,000 Building $440,900
2025$2,072.00 (+3.76%)$20,406 (-) Land $5,180 Building $15,226$590,900 (-) Land $150,000 Building $440,900
2024$1,997.00 (-0.6%) Homeowner's exemption$20,406 (+15%) Land $5,180 Building $15,226$590,900 (+33.21%) Land $150,000 Building $440,900
2022$2,009.00 Homeowner's exemption$17,744 Land $3,200 Building $14,544$443,600 Land $80,000 Building $363,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 323 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies383 units insured
incl. 60 condo units
Nearby Flood Claims10 (1989–2023)
Claims Outside the SFHA4 of 10
Most Recent ClaimJul 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Home Telephone Company, Inc. (SC)
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Based on FCC filings for 84 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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